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PPI Reclaim help please...
TakingControl
Posts: 372 Forumite
Hello everyone 
I am hoping someone could advise/point me into the right direction.
In July 2005, I took out a personal loan with Tesco Bank. £15.5K over 84 months and it includes PPI.
I can't remember when I took the loan out if I had to untick a box (I did the application online) or not. I have just checked my credit agreemet and I have indeed got PPI at £40.87 a month.
I went into debt trouble (see my signature) and have spend all my energy on clearing as much as I can and now finally got the chance to look at this.
My question is can I reclaim the PPI seeing the age of the loan (last payment would be July 2012)? Has anyone had a success with Tesco? I know that even if they only would pay 50% of the PPI back, the loan would be fully paid off leaving me more money to clear my last debt.
I never defaulted or paid late on the loan.
Any help and advise is more than welcome, thank you :T
I am hoping someone could advise/point me into the right direction.In July 2005, I took out a personal loan with Tesco Bank. £15.5K over 84 months and it includes PPI.
I can't remember when I took the loan out if I had to untick a box (I did the application online) or not. I have just checked my credit agreemet and I have indeed got PPI at £40.87 a month.
I went into debt trouble (see my signature) and have spend all my energy on clearing as much as I can and now finally got the chance to look at this.
My question is can I reclaim the PPI seeing the age of the loan (last payment would be July 2012)? Has anyone had a success with Tesco? I know that even if they only would pay 50% of the PPI back, the loan would be fully paid off leaving me more money to clear my last debt.
I never defaulted or paid late on the loan.
Any help and advise is more than welcome, thank you :T
LBM 11/2009 Total Debts 11/2009 £44624 with DFD 2015 
Debt Free Date: 14/11/2012 :j:j:j
Debt Free Date: 14/11/2012 :j:j:j
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