We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Possible to reclaim £12 overlimit fees from RBS?

Options
I have a business credit cards with RBS and am becoming increasingly frustrated with the charges applied. When using the card my spending doesn't go over the credit limit but when interest is applied this puts me over the credit limit and RBS are charging me for this. Surely as my actual spending isn't putting me over the limit and the interest is this isn't in accordance with the fair banking policy? If this is the case would it be possible to reclaim these charges? Has anyone else any experience with this?

Comments

  • tomsco
    tomsco Posts: 174 Forumite
    If you're getting charged interest monthly than you should have an approximate idea of how much it will come to each month. Perhaps you can leave a bit of space so you're being pushed overlimit by the interest.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.