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Need another £800 for fees BUT HOW?!! :(

2

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Oh, and a couple of people in here have said "get a job". Sorry, but that is much easier said than done. Hell, with the economy as it is, quite a lot of graduates are struggling to find jobs. Let alone people who are still students.

    I graduated 9 months ago.

    I was at university for 4 years.

    The only time I didn't have a job (and that was because I didn't need one because I had saved money from previous jobs) was my final year. My 3rd year was a years placement.

    I applied for 5 graduate jobs. I got offers from 2 of them.

    To say "there are people struggling to find jobs" it means that theres something wrong with what they are looking for, or them themeslves. There are jobs out there, but you have to be the right person.

    From my university course, the only people that have failed to get jobs are the lazy ones.
    EdgEy wrote: »
    "Get a job" is, IMO, a daft answer to give to this question anyway.

    If your parents send off the forms, depending on their income, you could be £4000 a year richer in grants that will not have to be repaid. Plus any bursaries that the university give. Plus higher loans, which at least improve cash flow.

    Yes, getting a job will help, but to make up that shortfall you'd have to work full time every week you're not at Uni (say, 20 weeks). Or work during term time, which depending on the degree may reduce your final result.

    If the Landlord knows the student is getting a job then at least he knows that there can be future income so is less likely to kick the student out.
  • stephyt23
    stephyt23 Posts: 852 Forumite
    Lokolo wrote: »

    To say "there are people struggling to find jobs" it means that theres something wrong with what they are looking for, or them themeslves. There are jobs out there, but you have to be the right person.

    From my university course, the only people that have failed to get jobs are the lazy ones.

    I'm sorry but what a load of c*ap! Would you like to go into the looking for work thread on here and tell them all they are lazy??? I spent 9 months last year out of work, I applied for over 100 jobs before finally landing 2. I was definitely NOT lazy. I spent time volunteering in a school in preperation for starting my teaching degree which I still do now even with studying and working 2 part time jobs. You were just very fortunate to have had 2 offers when you graduated.

    Anyway that's going off topic. I agree that getting a job would be ideal but it sounds like the money is needed very soon so probably isn't an option, unless you could try agency work? They may be able to get you something short term although even they have been struggling to get jobs for people because of the economy.

    You could always try asking your parents. I know you said they won't hear of it but you are in your last year and have made it this far. Surely they would want to try and help you a bit rather than see you get into potential debt if you have to start taking out other loans.

    I hope you manage to find a solution :)
    Saved: £1566.53/ £2000
  • amiehall
    amiehall Posts: 1,363 Forumite
    Right, a couple of issues. Is this £800 you need for fees (in title) or rent (in post)? Presumably you have a student loan for your fees and this is really for rent. You cannot be thrown out of your accommodation randomly because rent is a bit late. Your landlord needs to get a court order to evict you so you do have a bit of time to get yourself sorted out. Just because you're asked to leave, doesn't mean you're required under the law to leave your house. You should go to the housing board to get some specific advice on this.

    Next, you need to go to your university and make an appointment with a financial support officer. They should be able to help you with an application for a crisis loan or possibly Access to Learning, final year students are prioritised when it comes to funding like this. Whether you're eligible or not, they can give you the best specific advice for your situation and your university.

    Then lets tackle the parents. Do you have any ROUGH idea of their earnings? 10k? 100k? Would it be likely that you'd get extra money if they provided their income? Make sure they know that they don't have to give their information to you, they can provide it confidentially online and you won't see it.

    I think staving off any eviction while you seek advice from your university is the best approach for the short term.
    Sealed Pot Challenge #239
    Virtual Sealed Pot #131
    Save 12k in 2014 #98 £3690/£6000
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    stephyt23 wrote: »
    I'm sorry but what a load of c*ap! Would you like to go into the looking for work thread on here and tell them all they are lazy??? I spent 9 months last year out of work, I applied for over 100 jobs before finally landing 2. I was definitely NOT lazy. I spent time volunteering in a school in preperation for starting my teaching degree which I still do now even with studying and working 2 part time jobs. You were just very fortunate to have had 2 offers when you graduated.

    Because you were the right person for the job. Exactly my point, there are jobs for everyone, but you have to be able to prove why you are the person for that job.

    I am not saying that everyone who can't get a job is because they are lazy, I am just giving an example.

    I was not just fortunate for the 2 offers, I was good at what I did and sold myself to the employers. Which anyone can do.
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    amiehall wrote: »
    Next, you need to go to your university and make an appointment with a financial support officer. They should be able to help you with an application for a crisis loan or possibly Access to Learning, final year students are prioritised when it comes to funding like this. Whether you're eligible or not, they can give you the best specific advice for your situation and your university.

    Then lets tackle the parents. Do you have any ROUGH idea of their earnings? 10k? 100k? Would it be likely that you'd get extra money if they provided their income? Make sure they know that they don't have to give their information to you, they can provide it confidentially online and you won't see it.

    I think staving off any eviction while you seek advice from your university is the best approach for the short term.

    This ^^

    I am not sure whether the parents option is worthwhile. For starters, it will take weeks, maybe months to become assessed, by which time the LL could have issued eviction notice.

    University support and a job are the most viable solutions, simple as that. If you can't get a job, make a job. There are plenty of users on this forum who sell things on ebay.

    It's a shame the OP hasn't come back with more information though.
  • Lokolo wrote: »
    I graduated 9 months ago.

    I was at university for 4 years.

    The only time I didn't have a job (and that was because I didn't need one because I had saved money from previous jobs) was my final year. My 3rd year was a years placement.

    I applied for 5 graduate jobs. I got offers from 2 of them.

    To say "there are people struggling to find jobs" it means that theres something wrong with what they are looking for, or them themeslves. There are jobs out there, but you have to be the right person.

    From my university course, the only people that have failed to get jobs are the lazy ones.

    I am sorry, but that is simply not true.
    There are not enough jobs currently for those looking for jobs.
    I am lucky and have been able to find a job for when I graduate.
    However, many people have not.

    In terms of getting a job turing term, there is also the issue that some universities oppose it (that certainly is the case at Oxford and Cambridge - and from the experience of people I know at Oxford at least, you wouldn't have the time to get one anyway).
  • I am sorry, but that is simply not true.
    There are not enough jobs currently for those looking for jobs.
    I am lucky and have been able to find a job for when I graduate.
    However, many people have not.

    In terms of getting a job turing term, there is also the issue that some universities oppose it (that certainly is the case at Oxford and Cambridge - and from the experience of people I know at Oxford at least, you wouldn't have the time to get one anyway).

    In my opinion, I think there is a middle ground here. There is an economic climate in which jobs are being cut, unstable and hard to get. I think most universities recognise that getting a part time job is often unavoidable, i don't think it's true that some universities won't let you work, they just put a cap on it - Cambridge ask for no more than 15 (or 20 i can't remember) hours a week. I would think it would be very unlikely to not have any possible jobs if they had looked throughout the three years.

    That's not really relevant to OP now though, nor is saying she should get a job now. I think it's important to recognise that the situation could have been prevented, in part by the parents but in part due to the students burying their head in the sand - it's still unfortunate and I hope they gets it sorted!
  • amiehall
    amiehall Posts: 1,363 Forumite
    You're prohibited from working in term-time at Oxford and Cambridge. If the university discover you're working, you'll face disciplinary action. They are, however, more generous with bursaries and the like. Most universities would set 16 hours as a recommended maximum working week. I work 22 hours on a fairly intensive university course and, although a bit tired, I do manage.

    I think that it might help the OP to find a job if it meant they were able to eat etc. Aside from the rent arrears, where is money for food coming from?
    Sealed Pot Challenge #239
    Virtual Sealed Pot #131
    Save 12k in 2014 #98 £3690/£6000
  • HOWMUCH
    HOWMUCH Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts
    My daughter worked for the University during term time and holiday time and also worked at Tesco whilst doing her Medical degree. As her loan only just covered rent.
    Why pay full price when you may get it YS ;)
  • That 'lazy' post ('only themselves to blame') was not one of your enlightened posts, Lokolo - (take it like a man) ;)
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