Merging Accident, who is at fault?

Onetwotree

I apologise if my information is unclear, I wrote it in the shortest format I could so that anyone reading it knows the main bits of it.

If that is the case and there are no independent witnesses, with both insurers calling it equal responsibilty, how does it work if I don't claim and the 3rd party claims? Do they claim on my insurers who would have to pay for the repairs or would their insurers be the one that will be repairing their car?

Thanks you all for your information.

rs65

Were there any road signs?

ihateyes

my 2p's worth.

The car on the right doesn't have right of away... you do....
You are already in that lane. the car on the right should only merge when safe to do so. if not car on right should slow down/stop til safe.

But as prev posters say, this is a win win for the insurers and they will split liability 50/50.

dunstonh

The problem is that we are getting one side of the story. The four truths principle will apply. What the OP says happened, what the other party says happens, what really happened and then how it is all interpreted by the insurer to what they think happened.

Parking_Trouble

dunstonh wrote: »

The problem is that we are getting one side of the story. The four truths principle will apply. What the OP says happened, what the other party says happens, what really happened and then how it is all interpreted by the insurer to what they think happened.

Totally agree with this.

Most likely outcome is 50/50 as the real truth is unlikely to be backed with any proof. Worth checking if there is any CCTV trained on that road.