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Had Capital Card for years - and paying PPI

Hope someone can advise. I've had a Capital One card for at least 9 years and have been paying PPI all that time. I can't remember how I applied for the card, but it would have been either online or via a promotional mailing. Can I make a claim for PPI? Over the years I would have spent £1000's on it - current balance is around £6k. Can I also get the PPI cancelled without having to cancel and pay off the card?
I could do with some good luck so hope this is a good start to 2012.
Thanks

Comments

  • BlushingRose
    BlushingRose Posts: 1,621 Forumite
    I;d be interested in any answers as we're thinking of trying to claim out Captial One PPI back
    Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568

    Oct 2012 = Current debt: £40,548.93
    Oct 2013 = Current debt: £39.054.70


    DMP Support number 424 - Long haul number 308
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Hope someone can advise. I've had a Capital One card for at least 9 years and have been paying PPI all that time. I can't remember how I applied for the card, but it would have been either online or via a promotional mailing. Can I make a claim for PPI? Over the years I would have spent £1000's on it - current balance is around £6k. Can I also get the PPI cancelled without having to cancel and pay off the card?
    I could do with some good luck so hope this is a good start to 2012.
    Thanks

    Hi there, you should cancel the ppi straight away do this in writing.

    Look here for reasons for mis sell

    http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance#step2
    If any/all apply to you then put a claim in,you will find the questionnaire on the link i have given you.
    If you need anymore help just ask.
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I;d be interested in any answers as we're thinking of trying to claim out Captial One PPI back

    Hi,i have posted on your other thread x.
  • ALIBOBSY
    ALIBOBSY Posts: 4,527 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have a claim for me and one for OH with Capital one, never heard of any they paid up straight away so you are looking at a referral to the FOS (or court action). Mine are with the FOS now, but early days yet.
    Definately worth banging a claim in as they have been fined at least once by the ombudsman for problems with PPI selling.
    Ali x
    "Overthinking every little thing
    Acknowledge the bell you cant unring"

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