We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
What do house deeds look like?
Butterfliesarepretty
Posts: 1,984 Forumite
I have lived here ten years. Mortgage with Nationwide Building Society on repayment mortgage 2.5%.
I remember solicitor saying at time I bought it in 2002 that the mortgage company dont have the deeds. But I have from the solicitor (he gave me at the time) lots of wills and testaments from the 1970s and 1930s about the cottages/houses and street plans and lots of info about the Earl of Derbys Land and that the houses on my street were built at the same time as Wellington Mill behind us.
Can anyone tell me what deeds look like?
I remember solicitor saying at time I bought it in 2002 that the mortgage company dont have the deeds. But I have from the solicitor (he gave me at the time) lots of wills and testaments from the 1970s and 1930s about the cottages/houses and street plans and lots of info about the Earl of Derbys Land and that the houses on my street were built at the same time as Wellington Mill behind us.
Can anyone tell me what deeds look like?
Mortgage Free 2016Work Part Time:DHouse Hunting In France 2023
0
Comments
-
There is an example title deed on the land registry website
http://www.landreg.gov.uk/upload/documents/public_guide_001.html#7Officially in a clique of idiots0 -
Mine (ours) are on the old pale blue paper in beautiful hand written copperplate, bound in ribbon.
You really feel as if you have something of value- call me old fashioned
Stop! Think. Read the small print. Trust nothing and assume that it is your responsibility. That way it rarely goes wrong.
Actively hunting down the person who invented the imaginary tenure, "share freehold"; if you can show me one I will produce my daughter's unicorn0 -
TimmyT has sensibly listed all the documents that have been described in general terms as "deeds". Hardly any of them actually are deeds of course, but from a practical point of view those who what people need to keep - and sometimes they won't look like anything special -e.g. photocopies of old planning permissions.RICHARD WEBSTER
As a retired conveyancing solicitor I believe the information given in the post to be useful assuming any properties concerned are in England/Wales but I accept no liability for it.0 -
If you look on the landreg website, it will tell you if deeds are stored electronically for your property.
If they are not, then it is imperative that you save every bit of paper that may be connected to your house. If it is there, then paperwork is less crucial - though can sometimes save the cost of indemnity policies if you have something that proves old PP or consent that won't be stored electronically.I'm a Forum Ambassador on the housing, mortgages, student & coronavirus Boards, money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
The only 'old' deed type document I have is a copy of the covenants contained in the original conveyance. I don't think those details are recorded on the LR website for my property.0
-
propertyman wrote: »Mine (ours) are on the old pale blue paper in beautiful hand written copperplate, bound in ribbon.
You really feel as if you have something of value- call me old fashioned
One of the deeds in my bundle has a proper seal...I loved reading through them, charting the history from one owner to the next right back to the beginning. The deeds on the house I grew up in went all the way back to 1815 with the original purchase of the land, completed in beautiful script.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
[/COLOR]0 -
I have street plans but with no land registry number, just showing in yellow the right of way and in blue my actual house. Also have old wills and testaments one is 1959 and they have red seals on them. One document is a copy of an abstract title dated 1929 between Waterside Mill Co Ltd to cottages situated in ....... 2-30 (Street Name) and its six pages long of printed text A3 size paper.One of the deeds in my bundle has a proper seal...I loved reading through them, charting the history from one owner to the next right back to the beginning. The deeds on the house I grew up in went all the way back to 1815 with the original purchase of the land, completed in beautiful script.Mortgage Free 2016Work Part Time:DHouse Hunting In France 20230 -
If you look on the landreg website, it will tell you if deeds are stored electronically for your property.
.
Just had a look there out of curiosity to see if mine were available, just in case my belief that my mortgage lender has them is incorrect, and was rather surprised to find that they have.
I bought my place in '92 and I was under the impression that the switch to all-electronic was more recent than that. Might even pay them the £4 someday to get a copy, now
0 -
Just had a look there out of curiosity to see if mine were available, just in case my belief that my mortgage lender has them is incorrect, and was rather surprised to find that they have.
I bought my place in '92 and I was under the impression that the switch to all-electronic was more recent than that. Might even pay them the £4 someday to get a copy, now
Mine says they have title and a plan so think next month i will order both copies.Mortgage Free 2016Work Part Time:DHouse Hunting In France 20230 -
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 349.7K Banking & Borrowing
- 252.6K Reduce Debt & Boost Income
- 452.9K Spending & Discounts
- 242.6K Work, Benefits & Business
- 619.4K Mortgages, Homes & Bills
- 176.3K Life & Family
- 255.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards