Vanquis Repayment Option Plan

ejc81

almost_there wrote: »

Got to say though, Vanquis certainly what it says on the tin if you use it carefully! Had a limit of £2500 when I closed it! Would have hated to see the interest if I had went anywhere near that limit.

About £75 a month :eek: I won't do that again

Tremour-88

almost_there wrote: »

When I tried to cancel it the woman on the phone kept going on saying its only 1p a month and I'd be a fool to pass up an offer like this and I seriously need to consider it so I gaveup and agreed.


I tried to cancel it too and was given 3 months at 1p per month, then a letter saying that it goes back up to £1.29 per £100


Didnt bother me as was cancelling anyway.

Got to say though, Vanquis certainly what it says on the tin if you use it carefully! Had a limit of £2500 when I closed it! Would have hated to see the interest if I had went anywhere near that limit.

Your lucky! 9 months i've had my Vanquis and I still have a limit of £150 yet my wife who applied at the same time, with the same limit just had a letter today saying there increasing hers to £1,250.

I feel untrusted with them if the limit was £250 I could at least use it for my car tax and pay back £50 per month