We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Need a bank account, but keep getting rejected

Hi everyone,

I currently bank with NatWest (boo-hiss-boo), who are charging me £12 per month to use the account (you can pick your jaws up off the floor now). I want to change to a new bank, but keep getting rejected. I've no idea why. I'm coming up to 21, have no adverse credit scoring that I'm aware of, and just want to put my money into my current account without being charged for it.

Any ideas? :confused:
No longer visiting these forums.

Comments

  • johnmoney05
    johnmoney05 Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Which bank you have tried?
    Give us a list.
  • Have you checked your credit report?
  • try the citibank basic current account you wont be charged for this.



    Pls be nice to all MSer's
    There's no such thing as a stupid question, and even if you disagree courtesy helps.
    Tomorrow never come's as today is yesterday and tomorrow is today:confused:

    MERRY CHRISTMAS FELLOW MSer's:xmastree:
  • khurammm
    khurammm Posts: 186 Forumite
    Yes CW is right try citibanks access current account.
    <<If you liked what I said then feel free to click on the thanks button>>
  • LewisC_2
    LewisC_2 Posts: 401 Forumite
    Have tried Nationwide, Halifax, Abbey, and possibly some others further back. Have obtained various credit reports, and nothing adverse showing on them.
    No longer visiting these forums.
  • LewisC_2
    LewisC_2 Posts: 401 Forumite
    Have tried Nationwide, Halifax, Abbey, and possibly some others further back. Have obtained various credit reports, and nothing adverse showing on them.
    No longer visiting these forums.
  • rach29
    rach29 Posts: 2,503 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What is the £12 charge for? Is it because you have a packaged account, Advantage Gold etc? If so, just cancel the Package and keep the ordinary current account you'll be left with
    Thanks to all who post comps :A :T
  • LewisC_2
    LewisC_2 Posts: 401 Forumite
    I had a look at Citibank, but personally I'd prefer a "high street" bank, I think.
    No longer visiting these forums.
  • Phoenix79_2
    Phoenix79_2 Posts: 1,434 Forumite
    Refer to post #8.

    Natwest don't charge for standard accounts. If you are paying £12pm then you have an advantage gold account. Just go in the bank and cancel it. Simple
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.9K Banking & Borrowing
  • 252.3K Reduce Debt & Boost Income
  • 452.6K Spending & Discounts
  • 241.7K Work, Benefits & Business
  • 618.3K Mortgages, Homes & Bills
  • 176K Life & Family
  • 254.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.