Should I Ask Him To Pay Bank Charge?

Shazaaym

In October myself and my partner were going through a really, really rough patch. We split up and shortly after i started spending time with someone who lives nearby. It didn't last long, and i got back with my partner just before xmas.

When i was seeing the other person, we went shopping one night and i gave him my card to get £5 petrol. I didn't realise at the time that i'd had another payment come out that put me just above zero in that account, and he got £7.55 worth. I saw my account the next day, and transferred over my last £5 from another account, but it had been over 24 hours and i was still overdrawn by a couple of quid and couldn't balance the account for nearly a week. I did tell him when i next saw him that i thought i was going to get charged and that i'd need him to pay some towards it, but this was before i got back with my partner. Now i've seen my statement, and the bank are going to charge me £50! Luckily the charge comes out on the day i get paid, but that's a lot of money to me, and i do feel that i shouldn't have to cover all of it by myself, but feel odd about asking him under the circumstances.

Would you ask for some money towards the charge, and if so, how much?

Darlyd

Shazaaym wrote: »

In October myself and my partner were going through a really, really rough patch. We split up and shortly after i started spending time with someone who lives nearby. It didn't last long, and i got back with my partner just before xmas.

When i was seeing the other person, we went shopping one night and i gave him my card to get £5 petrol. I didn't realise at the time that i'd had another payment come out that put me just above zero in that account, and he got £7.55 worth. I saw my account the next day, and transferred over my last £5 from another account, but it had been over 24 hours and i was still overdrawn by a couple of quid and couldn't balance the account for nearly a week. I did tell him when i next saw him that i thought i was going to get charged and that i'd need him to pay some towards it, but this was before i got back with my partner. Now i've seen my statement, and the bank are going to charge me £50! Luckily the charge comes out on the day i get paid, but that's a lot of money to me, and i do feel that i shouldn't have to cover all of it by myself, but feel odd about asking him under the circumstances.

Would you ask for some money towards the charge, and if so, how much?

I personally wouldn't, I would just send an email/ring/write to the bank asking to drop the charge. Worked for me.

19lottie82

No. You gave him your bank card so it's your fault.

And tbh if my ex turned roud after we had split up and asked for cash to cover a bank charge I would tell them to stick it where the sun don't shine! I'm sorry but I really can't believe you'd embarrass yourself by even thinking about asking!

Shazaaym

Hi, thanks for the reply.

I had a charge reversed just under a year ago, so don't think i can do it again until 12 months is up.

Just double checked, and after transferring the £5 over, i was 38p overdrawn, for 5 days. And the courts say that's a fair charge. *sigh*

BitterAndTwisted

Eff me: you gave someone else your card to use? And now that your irresponsibility has cost you fifty quid you're thinking of asking them to compensate you? Just thank the Lord that the relationship has ended. I have a feeling that it would have cost you a whole heap more if it had lasted five minutes longer.

Nicki

It's actually quite hard to put petrol to an exact amount into a car, and not at uncommon to accidentally put a tiny amount more in. If you couldn't afford for him to go £2.55 over without such catastrophic consequences, then you shouldn't have lent him the card, or you should have explained to him that even a tiny amount over the £5 would cause you a major problem before you gave it to him. I don't think this is your ex's fault, so no I wouldn't ask him to contribute.

Shazaaym

The reason i gave him my card was because i was trying to settle my two pups in the back of the car, i would have gotten out and done it myself otherwise. I didn't really think much of it, as i'd gone to the shop with his the week before. Well, that'll teach me ey!

Sooki

Its worth a try asking your bank even if you've asked before. In a if you don't ask you don't get kind of way.

But treat this as an expensive lesson, don't give any one your card even more shocking you must have shared your pin too :eek: !

For you own peace of mind at least change your pin number.

an9i77

I wouldn't ask him to pay your bank charge - not his fault you were so close to the limit. And if you did ask, if I was him I'd say no. Your account - your card- your responsibility.

*Louise*

Shazaaym wrote: »

Hi, thanks for the reply.

I had a charge reversed just under a year ago, so don't think i can do it again until 12 months is up.

I would try again anyway, you never know.

It would be far less embarrassing than phoning up an ex and asking, chance of him contributing are probably zero.

con1888

No, it's your responsibility to make sure you have enough funds in your bank.