Refused a current account without an overdraft

dodger43

Wow, I didn't think my credit history was that bad.

They've offered me a cash account without a Visa card, which is no good to me.

The only thing I can think of is referral charges for unauthorised overdrafts, but they have charges on the cash account too for returned direct debits.

BONJOEY

which bank was it? have you tried citibank there is a big sucess rate for applicants with low credt ratings, ( not insinuating that you have bad credit)
but its worth a go xx

dodger43

Oh, I have bad credit, haha

Thanks, i'll give them a try.

BONJOEY

No I Wasnt Saying That, U Know What I Mean!! Xxx

khurammm

dodger43 wrote:

Oh, I have bad credit, haha

Thanks, i'll give them a try.

I dont have a credit rating at all as I am new in UK but I got accepted. So yes you should give it a try.