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Refused a current account without an overdraft

Wow, I didn't think my credit history was that bad.

They've offered me a cash account without a Visa card, which is no good to me.

The only thing I can think of is referral charges for unauthorised overdrafts, but they have charges on the cash account too for returned direct debits.
To alcohol... the cause of, and solution to... all of life's problems.

Comments

  • BONJOEY
    BONJOEY Posts: 819 Forumite
    which bank was it? have you tried citibank there is a big sucess rate for applicants with low credt ratings, ( not insinuating that you have bad credit)
    but its worth a go xx
  • dodger43
    dodger43 Posts: 140 Forumite
    Oh, I have bad credit, haha :D

    Thanks, i'll give them a try.
    To alcohol... the cause of, and solution to... all of life's problems.
  • BONJOEY
    BONJOEY Posts: 819 Forumite
    No I Wasnt Saying That, U Know What I Mean!! Xxx
  • khurammm
    khurammm Posts: 186 Forumite
    dodger43 wrote:
    Oh, I have bad credit, haha :D

    Thanks, i'll give them a try.

    I dont have a credit rating at all as I am new in UK but I got accepted. So yes you should give it a try.
    <<If you liked what I said then feel free to click on the thanks button>>
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