grants for a pensioner who owns home

Samsaragirl

Well, learnt something here, as a long history of property owners, always bought by toil and work, it is hard to think that someone would live in a property and not even seek to maintain it, never mind inprove it. But then our properties have been attained the proper way, the real way, the decent way.

Now it looks like our values and our lifestyles are gone because of the underclasses!

sunnyone

Samsaragirl wrote: »

Well, learnt something here, as a long history of property owners, always bought by toil and work, it is hard to think that someone would live in a property and not even seek to maintain it, never mind inprove it. But then our properties have been attained the proper way, the real way, the decent way.

Now it looks like our values and our lifestyles are gone because of the underclasses!

Yes the under class of long term benefit claimants, those that also claim spousal mainatance long after the kids have left home are the worst though

Errata

Samsaragirl wrote: »

Well, learnt something here, as a long history of property owners, always bought by toil and work, it is hard to think that someone would live in a property and not even seek to maintain it, never mind inprove it. But then our properties have been attained the proper way, the real way, the decent way.

Now it looks like our values and our lifestyles are gone because of the underclasses!

What on earth are you talking about?

clemmatis

Errata wrote: »

What on earth are you talking about?

I wondered too. I think perhaps samsaragirl can't read. I bet, too, she doesn't think the Duke of Westminster's "underclass" -- his inherited house is here:

http://en.wikipedia.org/wiki/Eaton_Hall,_Cheshire

or perhaps she thinks

"properties have been attained the proper way, the real way, the decent way"

includes inheritance but not buying one's own council house.

Dollardog

Samsaragirl wrote: »

Well, learnt something here, as a long history of property owners, always bought by toil and work, it is hard to think that someone would live in a property and not even seek to maintain it, never mind inprove it. But then our properties have been attained the proper way, the real way, the decent way.

Now it looks like our values and our lifestyles are gone because of the underclasses!

The property I own was 'attained the proper way' as you put it. It was bought by my maternal grandmother, passed to my mother then to my father on her death, then onto me when he died.
If I could afford to maintain it, even more, improve it, I would, but as I have already explained the circumstances as to why I can't, I am not going to go into explaining them again.

My property was inherited, big estates get inherited, often by people who, like me, can't afford their upkeep, they get given to the National Trust.
As I've previously said, I didn't choose to buy this house although I am glad I've got it because even in its unmodernised state, its still a roof over my head.
I spent my savings in trying to keep my father in comfort, I could have been selfish and kept them to modernise and pay for maintenance on the house, but I didn't, I don't regret that.

Dognobs

Dollardog wrote: »

The property I own was 'attained the proper way' as you put it. It was bought by my maternal grandmother, passed to my mother then to my father on her death, then onto me when he died.
If I could afford to maintain it, even more, improve it, I would, but as I have already explained the circumstances as to why I can't, I am not going to go into explaining them again.

My property was inherited, big estates get inherited, often by people who, like me, can't afford their upkeep, they get given to the National Trust.
As I've previously said, I didn't choose to buy this house although I am glad I've got it because even in its unmodernised state, its still a roof over my head.
I spent my savings in trying to keep my father in comfort, I could have been selfish and kept them to modernise and pay for maintenance on the house, but I didn't, I don't regret that.

TBF Basic maintenance costs VERY LITTLE I have managed to do up a 3 bed property working 30 odd hours a week at asda! It has taken me 8 years (there was alot to do! untouched 50's house!) and still have the bathroom left to do but I replaced windows one at a time I saved and did a room at a time paint, window, skirting and putting in new sockets etc then carpet. Started outside with roof repairs (got a man in for that) then sofets and guttering. Then each room at a time. OK I am good at DIY so this does help.

Dollardog

Dognobs wrote: »

TBF Basic maintenance costs VERY LITTLE I have managed to do up a 3 bed property working 30 odd hours a week at asda! It has taken me 8 years (there was alot to do! untouched 50's house!) and still have the bathroom left to do but I replaced windows one at a time I saved and did a room at a time paint, window, skirting and putting in new sockets etc then carpet. Started outside with roof repairs (got a man in for that) then sofets and guttering. Then each room at a time. OK I am good at DIY so this does help.

You would be earning more than I am as a self employed person running a struggling business. I have no money spare. I am not good at DIY, so that wouldn't help me.

Anyway, as I said, I hadn't come on looking for grants, I don't claim any benefits - except single persons council tax benefit - and just popped in as the title caught me eye. I am glad the OP got some helpful replies. I am going to bow out of the conversation now as we are going round in circles.

rotoguys

dodger1 wrote: »

No it doesn't, max pension credit for a single person is £137.35 and for a couple is £209.70 per week, the rest would be made up of other benefits such as housing benefit, mortgage interest help, council tax help etc. All the information is available on the internet, I'm sorry you missed out on the extra money but you certainly weren't shafted.

Oh yes it does. I have a form here from the Pension Service that says not.

Up until now we have been living on:

My ESA £99.85
Wife's OAP £58.95
My DLA Mobility £51.40 but we have given that up for a new car
My DLA for care £49.30
Wife's AA £49.30
£257.40 a week to live on, pay the mortgage, council tax etc.

On Pension Credit I have been told that we are entitled to:
Basic £209.70
Disability Premiums £110.60
Carers Allowance Premiums £62.00
Housing Costs (£100,000 mortgage) £69.81
£452.11 Entitlement per week

Plus
£49.30 DLA
£49.30 AA

Total £550.71 weekly entitlement
And they say I will not have the council tax to pay of £29.11 per week!

making a total of £579.82 a week
That is an increase over what we already have coming in of £322.42 a week and we still have the new car paid for out of the other DLA (£51.40).

We were shafted, just look at what we should have been getting for the past 6 years!! Could you afford to lose that sort of money?

Yes it's on the internet, but only if you know about it and then start looking to find out more about it.

rotoguys

Errata wrote: »

£400 a week for mortgage interst payments? Must be a helluva mortgage.

No, that figure is made up of various disability premiums, carers premiums, Council tax benefit, DLA, AA, and mortgage interest.

Errata

We were shafted, just look at what we should have been getting for the past 6 years!! Could you afford to lose that sort of money?

Why were you shafted? You could have claimed and didn't.