10 positive steps a day challenge - 2012

fairyclicks

Welcome to the thread to all you newbie steppers and returning steppers too I hope you find the thread helpful and you find your motivation mojos Please excuse me for not welcoming you all individually - I have had to cut back on commenting so i'm not spending my whole day on here and getting nothing else done

I have managed some bits off my list so far today:

fairyclicks wrote: »

Some things i want to get done tomorrow:

Contact house agent and set up meeting - done - meeting on wed
Lodge money into house account - done
Check my balance for how much i need to get the £1000 ready to hand over - done just £46 needed now
Check time for GP appointment - done
Go to GP appointment - done have blood in my urine atm so gonna need investigating
Go to appointment with support worker - done
Sort out SORN for car and post - started
Empty hire car - done
Return hire car - done
check ebay sales -done
see if Lisa still has packing boxes
catch up with fb messages - started
find phone charger - done

ohhhhh 9 done so far can i make it a full house for today i wonder I also have a biggie i want to do - had a bit of a problem with ex bf last night when i got home and i want to talk to him about it hate those 'chats' cos i always get upset but i'm determined i'm not letting it pass unchallenged

Few things on my mind for tomorrows list:

arrange to collect caravan
get new sim registered
add 10 items to ebay & fb
check website
sort out washing

fairyclicks

Okie Dokie todays list is looking like this:

arrange to collect caravan
get new sim registered - done
add 10 items to ebay & fb - started
check website - done
sort out washing
check bank acount - done
count up my direct debits for monthly amount - done
check balances on a few earning accounts - done
Sort out SORN for car and post
see if Lisa still has packing boxes
catch up with fb messages - started
make gp appointment - Tuesday 20th 9.05 - done
contact HRT clinic - done
send payment to unison
sort out 1 box of guff LOL!

suzitiger

Yessssss I DID put it somewhere safe! This always happens to me when I need something, I only need it to do a balance transfer to SAVE me money, not to spend more, grrrr! I will post my list later, got to go out to teach a class and post some ebay bits, see you this afternoon :-)

suzitiger

FitnessFan3 wrote: »

Things that I have done today.

1. Went to gym at Half 6 this morning.
2. Made banana bread.
3. Had a Suite fitted for my sports awards.
4. Booked a Holiday.
5. Washing done and tumble-dried.
6. Now to go out for dinner

Hi fitness fan, sounds like you had a great day yesterday, did you have a nice dinner?
Here is my list again, I have been quite productive this morning so I will add some things that are positive steps I have done today rather than just my to-do list..

1. Do another 10 items of washing up
2. Put away clothes in pile in bedroom
3. Watch another Z*mba DVD
4. Start setting up D.Debits to come out of seperate account-DONE and finished setting it all up :T
   
5. Tidy desk area-DONE
6. Get ready for work-DONE
7. make some lunch to take to work-DONE
8. package up item to return to MandMdirect-DONE
9. Post ebay items-DONE
10. learn a new Jhoom routine (cool down)-DONE

Positive Steps!!

1. Paid in all money from change jar
2. set up direct debits to go out of other bank account to help me budget :j
3. Went into 3 shop ( I still have to call but at least I remembered to go)
4. Posted all fleabay items
5. Posted a hoodie I needed to exchange
6. Put all upcoming event dates in diary
7. Packaged up present for cousin with card
8. wrote another thank you card (to go in with present :-) )
9. Enquired about a new class at a gym (and got offered the job :-) )
   

suzitiger

fairyclicks wrote: »

I had a wonderful time away thanks was just so good to be in a beautiful part of the country - am downloading some pics so will share a few once i get myself that organised :rotfl::rotfl:

I did hear about superpoints and unfortunately i was almost at cashing out £15 - if i had internet access while away i probably would have got it claimed! That was the first time i had allowed the points to build up as well :mad: Who knows what will happen but tbh i got about £150 out of them so i'm not really that miffed. Its just one of those things! Was good while it lasted

Good Luck with the CC hunt - did you put it somewhere safe??? :rotfl:

Ohhh darn it, never mind at least you made lots of money from them, and also its one less thing to do online which will give you some more free time like you wanted.

fairyclicks

suzitiger wrote: »

Hi fitness fan, sounds like you had a great day yesterday, did you have a nice dinner?
Here is my list again, I have been quite productive this morning so I will add some things that are positive steps I have done today rather than just my to-do list..

1. Do another 10 items of washing up
2. Put away clothes in pile in bedroom
3. Watch another Z*mba DVD
4. Start setting up D.Debits to come out of seperate account-DONE and finished setting it all up :T
   
5. Tidy desk area-DONE
6. Get ready for work-DONE
7. make some lunch to take to work-DONE
8. package up item to return to MandMdirect-DONE
9. Post ebay items-DONE
10. learn a new Jhoom routine (cool down)

Positive Steps!!

1. Paid in all money from change jar
2. set up direct debits to go out of other bank account to help me budget :j
3. Went into 3 shop ( I still have to call but at least I remembered to go)
4. Posted all fleabay items
5. Posted a hoodie I needed to exchange
6. Put all upcoming event dates in diary
7. Packaged up present for cousin with card
8. wrote another thank you card (to go in with present :-) )
9. Enquired about a new class at a gym (and got offered the job :-) )
   

Oh well done! What a positive day and brill news about the job :T:T

Do you actually need your CC for the balance transfer? usually you just need your account number which is on your statements or you could ring them for the details?? Also if you are moving balances around just be careful - that is how i got myself into a mess. I moved balances to 0% offers without realising it would affect my credit rating and also despite the good intentions i had to not use the empty cards i eventually did - my advice would be to contact your current provider saying you have the opportunity to do a balance transfer to a lower apr and ask if they can match it first. If not and you transfer then CLOSE the old card account

xxxx

fairyclicks

Morning All hope you are all well??

I had a bit of a low day yesterday - combination of things going on and i just want them sorted - health, money, car and house so 4 biggies to be up in the air at the same time. I am trying to work on them but am a bit in limbo waiting for appointments, waiting to hear about dla review, haven't got the money re the car till i hear about dla review and been waiting to meet up with house owners - its all external control things which does affect my mood considerably

Anyway i have the meeting about the house today which i am anxious about even though i'm sure will be ok. I am also debating about trying to negotiate over the rent charge as i am in a good position for that and think i should try to knock a few £ off the monthly cost if i can BUT its hard for me to do that face to face
I might do the meeting then go back to negotiate later by phone :rotfl:

Right then todays list looks like this:

arrange to collect caravan
add 10 items to ebay & fb - started *
sort out washing
Sort out SORN for car and post * - sorted ready to post
see if Lisa still has packing boxes
catch up with fb messages* - all important ones done
send payment to unison * - need to check the amount and the address for this
sort out 1 box of guff LOL!
go to view a car - done
go to meeting with house owners * - done now waiting with baited breath LOL
sort some car boot stuff for tomorrow
unpack from trip
parcel up and post ebay sales
boost swaggers to 200+ - done

Mostly rollies i see :rotfl: am going to * the priority ones to start with cos i am finding it hard to know where to start again!

suzitiger

fairyclicks wrote: »

Oh well done! What a positive day and brill news about the job :T:T

Do you actually need your CC for the balance transfer? usually you just need your account number which is on your statements or you could ring them for the details?? Also if you are moving balances around just be careful - that is how i got myself into a mess. I moved balances to 0% offers without realising it would affect my credit rating and also despite the good intentions i had to not use the empty cards i eventually did - my advice would be to contact your current provider saying you have the opportunity to do a balance transfer to a lower apr and ask if they can match it first. If not and you transfer then CLOSE the old card account

xxxx

Awwwww thanks for looking out for me Fairyclicks, I'm not too worried about what my credit file looks like at the moment cuz it has been alot worse, I used to miss payments all over the place! :eek:
But yes this is fully what I intend to do, transfer and then close the account, I also want to try and pay it off before the interest free ends. I moved it off this card to another interest free offer and now I want to move it back, it was a planned move so I could shift the debt quicker which has worked :T and saved me lots of interest. I tried calling without the card and they said I needed it...so...:(
I put it in a safe place so I wouldn't use it, the others are cut up but I can't cut this one up yet :rotfl:I cut my cards up last year when I had my lightbulb moment :T But thanks for all your lovely advice, I didn't actually realise that balance transfers affected your credit file so it's good to know.

I am going to have a productive day today, only a few things from the main list left and things on the rolly list need doing still so I will post my new list in a seperate post :cool:

suzitiger

1. Do another 10 items of washing up-DONE
2. Put away clothes in pile in bedroom-DONE all DONE
   
3. Watch another Z*mba DVD
4. empty all the bins-DONE
5. email the gym back
6. make a call to gemarts-DONE
7. post ANOTHER cousins bday present (I had forgotton, I am rubbish)-DONE
   

Aaaaaaaaaaaaaaand....

1. Call 3
2. Find Barclaycard
3. Do balance transfer when found Barclaycard
4. Tidy one box of mess
5. write more thank-you cards

I will be adding to this later no doubt, I will let you know how I get on :-)

fairyclicks

Feeling like i'm getting no-where fast atm but i do have bad cramps so any little steps are a big achievement

Today i'd be happy just to get my ebay parcels done and posted!

I did email the house agent at about 5am to negotiate over the rent costs - i am now scared to check for a response

will have a bit of a pottering day other than that so i might get some bits done who knows

swaggers up to 250+ done
see if i can do any offers on maxi - done a few balance now 2690
free bingo - done
print off the grant application forms - done
add 10 items to ebay & fb - done (its not really cheating that i listed 10 of the same things is it LOL!)
started putting together a daily money making routine
completed the majority of the ccg form - just have to wait for confirmation on tenancy to finish it off - hopefully i will hear tomorrow!