bank reinstated cancelled direct debit

debtfree2015_2

Wasn't sure the question would get answered on old thread and Im in a panic.

A question please, I was advised by the dro team @ cccs to cancel all direct debits & make no more payments.

My loan payment is due out in 10 ish days. Just logged onto my old account to find they had simply re instated the cancelled direct debit! Ive recancelled it again, The companies are linked, so now Im worried they will just use the overdraft to cover the loan payment.

What do I do - can I do anything?

caz2003uk

Has your DRO been approved yet?

eeeeeee

you need too tell your bank too "blank stop" your direct debits ; this will stop your debts claiming under a different reference no ; the bank does this by blocking the originator number ; hope this helps

debtfree2015_2

Hi,

No, They sent me the initial form, Im just waiting for credit report to arrive, should be here next week, everything is ready to send. I have last months statements plus the current balances, as statements not due til end of month.

They said I should be sorted by end of month early feb.

I was planning to write to the loan co next week, so a week before the dd would come out, now Im not sure if I should write to them right now, but my other debts are not due out til early feb...which was why I was holding out.

If I tell bank to stop all dd's, they are one of my creditors (cc card) may it cause issues, ie they may get suspicious, and do something before the dro?