Can I take out a student account in my final year? LOL

Hi guys exactly as the title states "Can I take out a student account in my final year?"

I am a mature student and started at 21 after working for 3 years from college, and I had a little problem with the phone company 'three' who defaulted my dd and I got a major problem with my credit rating, during this time (whilst not knowing) I applied with natwest for an account to being turned down. :(

Once realising I have sorted out the '3' thing since then, but never got the chance or made the effort to apply again.

So now I am currently in my final year as a top up student after completing a HND, I was wondering if anyone knows whether I can still apply or not? :S The main benefit being the 0% overdraft. I am sure I tried to apply with hsbc or halifax to which the receptionist said it is only for first years? Is this correct? Any suggestions?

Comments

  • atypical
    atypical Posts: 1,342 Forumite
    You can with some banks. You can find a table of all the different student accounts and their eligibility criteria here.

    HSBC doesn't seem to have any minimum duration requirements, whereas Halifax wants you to be studying for a minimum of 2 years.
  • Yes, you should be able to. Some banks may not let you but, I would do some research. It could be beneficial.
  • aaran7
    aaran7 Posts: 42 Forumite
    Car Insurance Carver!
    hey guys I have not been ignoring you, just dont log in very often lol, I still have not sorted this out yet, but very grateful for that thanks very much, I am in my final year and finish next month but It's worth trying I could do with the extra overdraft.
  • I am sure one of them will. Santander seem to have a drive for new customers on so worth checking them out.

    Make sure you look at the graduate t + c's as they will be moving you onto one of those accounts v soon.
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