Friday 6th January What Small DFW Things Will You Do Today??!!

kjp

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!:T

Morning all!

It's FRIDAY!!!!!

Today I will:
Check banks
Check TCB
Check CCs
Check Ebay
SB surveys!!!!
Keep up 'me' routine - moisturise, remember to remove makeup (!), prod at teeth with dental stick thingie (sorry if there are any dentists on here!) and...
Day 2 of 30 day shred :O
Food from stores
Update MS Money
Update food tracker
NSD
Add a few things to shiny new 2012 diary
2lts free water
Leftover Christmas fruit for an afternoon snack
Send off travel claim
Work hard!
Carshare to work
Post test item

Think that's it for teh day!

Have a great day all!

Kxx

determined_new_ms

morning kjp! Thanks for starting us off. Your post made me laugh when I read "think thats it for the day" - there's soooooo much there!

Am so very tired today and running late (but not really caring that much)

Today:
* have checked banking x 2
* NSD
* brekkie (porridge) and dinner from sores
* lunch will be toast out of the freezer at work - so free to me!
* Go to the gym this afternoon - I finish early on a Friday so no excuses!
* Call BG and work out the bills that they have sent me as they are so wrong!!! (the meter reading is about a 1000 units less than what it was when I moved in!)

shockingly that's all I can think of. Must be the tiredness. Hurrah for Friday's guys x

pixiechick99

Morning KJP...you just pipped me to the post:D
Woohoo for Friday...and I had the first decent, unbroken night's sleep this year - no dd waking me up because her ear hurts:o I feel quite bright and breezy:rotfl:
So - just work this morning...I love Fridays;) Got a doctor appointment first...going to ask for a lactose intolerance test, see if I'm right to be avoiding milk.
Ok, here's my list:

• check banking
• check onepoll, mysurvey
• NSD - won't go to any shops
• meal from plan tonight - chicken chow mein or chicken curry hmmmm
• heating on low
• maybe go see my college tutor if I can be bothered:o:o
• snack for break to work

Ok, that'll do me for the day.
Have a fab Friday everyone:A

vintage43

Hi all, nice to see you after Christmas!
Hope you had a fabby time x

• Walk dog x 3
• Breakfast lunch and dinner from stores
• Eat the last of the choc eclairs as a treat in my luch bag
• Put expenses claim in £7! - this time next year Rodney!
• Actually got up for work and walked the dog already so a big WHOOP! for that, it's Friday and I'm pooped!
• have a look and box up some things for a table sale next week
• Watch a dvd tonight with Son#2, use left over xmas goodies as snacks
• Give my dad a call after 6
• Call my little sis from work this lunch time
• Charge phones and sat nav at work
• Enjoy my day, after all it is Fridayxx

I had been looking for this thread and was just about to have a go at setting one up, although I have no idea how to!, so thank you for saving me the brain ache xx:A

stitching_witch

Good morning guys and gals. I'm not rushing around like a mad woman this morning so got time to post for a change.

So far today;

• checked banking - Onep*ll money still not gone in :mad:
• checked for surveys
• had left over Xmas goodies for breakfast
• fed and watered the chickens
• made a packed lunch for work

I will also:

• get a lift to and from work with a colleague
• drink copious amounts of free coffee at work
• keep an eye on surveys during the day
• knit DD an iPhone cover at lunchtime to avoid the shops
• charge phone at work ready for the weekend (boss allows this)
• HM fish and chips for dinner - fish in freezer and allotment potatoes
• hunt out Inland Revenue paperwork to do self-assesment (I don't want a massive fine for being late!)
• possibly get into sewing room this evening
• have an NSD

Not anything exciting on that list, but enough to keep me out of trouble today.

stitchy x

ixia

Morning all Thanks for starting us KJP

Back to work on monday so need to catch up on all the things I had said I would do while I was on holiday and haven't done any of them :rotfl:

Today's list:

• Check banking/email
• sort through paperwork file and shred
• go in and scrub kitchen down- had fish for dinner last night and the smell is still lingering
• all meals from stores
• ironing
• meal plan for next week so I can just do a minimal shop this week- 9 days till payday so need to keep an eye.
• make a couple of phone calls I've not got round to
• sort out next weeks budget- kids back at school/college/uni so need to include their expenses this week been good having a few weeks off from it.
• general tidy of house and few loads of washing
• tidy rest of debris in back garden from winds the other day

Have a great Friday everyone.:)

Aria`s_Tail

Hi everyone.
Really excited today as go and sign for and pick up keys for new house this afternoon, yippee! :j. After a couple of days of utter despair talking to rip off letting agents who wouldn't let me keep my dogs I have found a nice private landlord. House is £120 a month cheaper than anything through a letting agent and he's not too fussed about the pooches, just asked for a slightly bigger deposit which i'm quite happy with. The house needs a lot of cosmetic work as the previous tennents have left it a tip but landlord is giving us 2 months rent free if we paint it and sort out a couple of the carpets ourselves. He has said we can do what we like with the place as long as it's decent which is great .
So that blows the NSD out of the window by over £1K today LOL.

Todays DFW list:
Look for a job ( a 400 mile round trip to work is too excessive), will start locally to new house to try and save using the car.
Go to Aldi near new house and get bin bags, cleaning stuff etc.
Have a chat with a friend who is a sparky and joiner when I get keys to see what he could help with.
Check surveys on line.
Have a look for any money saving ways to buy paint etc. (and look at colours).
Going out for a meal tonight with friends to local pub, will be sensible.

Think that's about it for today, gonna be a hectic one.

Nottoobadyet

Good morning, all! Thanks for starting us, KJP.

Any luck with the OH, DNMS? Hope you got some cuddles, best stress relief I know of!

Good to see you back Stitichy! Hope you're well.

Im feeling a bit fragile this morning, will try to get through the day without tears, but we'll see! No good reason, maybe its from sleeping badly. Anyway, hey ho...

Yesterday was an NSD, much needed. Today will be a LSD as I need to buy rice and cheese for some friends coming by for dinner tonight.

Today:

• pancakes from leftover batter for brekkie at home - to be honest I've never made pancakes before and didnt realize how cheap they were to make, I think a pancake breakfast for the neighborhood might be on the cards next time we want to socialize
• bike to and from work
• work hard as ginormous deadline on
• pop out at lunch to try to buy rice somewhere... dont have time to cook it so will buy from any of the little restaurants nearby (dont tell the ladies on the OS board they'd eat me alive :rotfl:)
• bulk out leftover chili with toms from fridge and ad some broth to the soup so it stretches to a dinner party
• drink wine and eat food brought by dinner guests in addition to what Im making!
• check banking and update budget, trying to stretch into next week without withdrawing anything!

Unfortunately not going to be much of a weekend for me as I will have lots of work to do, but still, TGIF!

Nottoobadyet

Aria`s_Tail wrote: »

Hi everyone.
Really excited today as go and sign for and pick up keys for new house this afternoon, yippee! :j. After a couple of days of utter despair talking to rip off letting agents who wouldn't let me keep my dogs I have found a nice private landlord. House is £120 a month cheaper than anything through a letting agent and he's not too fussed about the pooches, just asked for a slightly bigger deposit which i'm quite happy with. The house needs a lot of cosmetic work as the previous tennents have left it a tip but landlord is giving us 2 months rent free if we paint it and sort out a couple of the carpets ourselves. He has said we can do what we like with the place as long as it's decent which is great .

Wow, your landlord sounds like a gem!!! Enjoy the new house, sounds amazing.

ixia

Great news on the house Aria Enjoy!!

starnac

morning everyone. Thanks kjp for starting us off.

NTBY - DH bought me a waffle iron for Christmas last year. The recipe book it came with listed brandy and about 8 eggs to make 8 waffles. Well 8 eggs is excessive and I couldn't really put brandy in waffles for DD now could I? so I made up good old pancake batter, made it a bit thicker than for pancakes and ta da lovely waffles. We have them for breakfast about once a month as a treat (DD would have them every morning otherwise) and we always get visitors that morning if we tell anyone! :rotfl:

Aria - great news about the house

so my list today

check banks
Ironing
meals from stores
heating on low
make window stickers for DS's bedroom
tidy kitchen
ice cakes DD made yesterday
charge camera ready for mass eb4y listing over weekend
walk 5000 steps
do work for church
finish sorting bedroom ready to be painted

that'll do for now

Happy Friday everyone