Can anyone recommend a debt recovery agency

jnrm24

The trouble with an Attachment of Earnings Order and worse with Attachment of Benefits is the limited amount deducted from income plus some employers will refuse or be very awkward about them.

If your ex-tenant is likely to own his own TV etc, then the threat of losing it (especially if they realise that auctioning it off will reduce their debt by a paltry amount) is often enough to help them find a substantial payment.

brownhorse

Hello Guys,

Many thanks for all your replies. All very helpful.

Yes I do already have a CCJ against them, however I would like to get the CCJ enforced. The problem being that the individual is in rented accommodation, probably doesn't have much personal belongings, but is a partner in a business that has lots of assets and has just had a big investment in it. They have also been on about three holidays to the states in the last year.

So they are self employed, but the only real assest they have (as far as i'm aware) is their share of the business. I don't want that share, but think that it's not right that someone can owe a lot of money, not have much personal belongings, have a share in a big business and go on several holidays and not pay the money they owe.

I think that a letter from a debt collection agency and enforcing the CCJ might make them pay up, or the debt collection agency would have some advice about the best way to proceed. So I just want to find one that is recommended and might actually get the money, rather than a cowboy company.

If you have any further thoughts, please do let me know.

Thanks so much guys.

paddyrg

Is he a partner, self-employed, or a shareholder? His relationship with the company will affect how this will work

aggypanthus

As you have been to court a debt agency are unlikely to scare him into paying. that is back to front, as a DCA would be the step before court.

A DCA were usless in my case, trying to recover unpaid bills from 5 people, for OH work. It proved completelty usless as the persons were not pressured into paying. further legal steps would have cost too much.

I think you have no chance, it would be chucking good money after bad. Even a lawers letter is too late.

toddle2u

If the debt is for more than £600 'transfer it up' to a High Court Enforcement Officer. This costs about £60 and they are a lot more efficient than county court bailiffs and their fees are added to the amount owed by the debtor. Just google 'transfer up HCEO'. I have used a well known one in the past and beleive me they do not give up until they get their (and your) money

Radsteral

my case, i was a bit lucky .
i tend to issue invoices with the name of the client and then after the name of the company below it ,

i made him get his company bankrupt , and there was a pause of about 1 year before i realise through internet forums that i got a case agains him personally since his name and surname was in the top of the list , so i found out he had a mortgage via land registry 4 pound pay, then went to his house and got a picture of his top bedroom and enlarged it, then posted it special delivery ..an arrow pointing to the bedroom and written''that bedroom is mine or will be mine soon ''

the police got in touch with me warning me of harassment , though he sort of felt i had something planned and called me
by that time i had instructed the dca and he basically had to beg me to stop dca's a charge was being done towards his house was the last thing i could do , which still wouldn't get the money but he wouldn't be able to sell the house unless i got paid
he offered lots of time bit by bit payment and paid weekly, i couldn't be bothered..so much hate towards him that to be honest if i had my way i didn't want the money...just wanted to see him suffer
when i got the money i went to spain for 3 weeks;) serviced my van d motorbike and gave 200 to charity

flyingchange

I would urge you to transfer this to the High Court using a writ of fi-fa. The Court can issue it without notice to the debtor and once sealed it's passed to the HCEO to enforce. They are top of their league when it comes to enforcement and very very effective. With no disrespect to the County Court Bailiff, use a HCEO. You will get results

heathcote123

brownhorse wrote: »

Hello Guys,

Many thanks for all your replies. All very helpful.

Yes I do already have a CCJ against them, however I would like to get the CCJ enforced. The problem being that the individual is in rented accommodation, probably doesn't have much personal belongings, but is a partner in a business that has lots of assets and has just had a big investment in it. They have also been on about three holidays to the states in the last year.

So they are self employed, but the only real assest they have (as far as i'm aware) is their share of the business. I don't want that share, but think that it's not right that someone can owe a lot of money, not have much personal belongings, have a share in a big business and go on several holidays and not pay the money they owe.

I think that a letter from a debt collection agency and enforcing the CCJ might make them pay up, or the debt collection agency would have some advice about the best way to proceed. So I just want to find one that is recommended and might actually get the money, rather than a cowboy company.

If you have any further thoughts, please do let me know.

Thanks so much guys.

Depending on his position within the business, he may well find it highly embarrassing if debt collectors turn up at the business reception.

That the angle I'd take anyway...

toddle2u

debt collectors turn up at the business reception.

DCA's have no powers to collect the debt whereas HCEO's have many (legal ones)!