Deactivate Internet Banking?

Hi guys,

About a year ago, I closed my bank a/c however assumed the I/B service would be deactivated a few weeks after closure etc. I tried logging on and was successful. Does it make a difference if it has not been deactivated, internet banking service that is? Or should I call up and tell them to deactivate it?

Sorry I know this sounds like a daft question but I am confused as to why it has not been deactivated seen as I am no longer a customer of the bank! :eek:

Thanks in advance

x

Comments

  • dzug1
    dzug1 Posts: 13,535 Forumite
    10,000 Posts Combo Breaker
    I'd think they've forgotten to deactivate it
  • jen245
    jen245 Posts: 1,606 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    I closed my santander bank account over a year ago, and can still access online banking. I think you have to request to have it de-activated
    Debt free and staying that way! :beer:
  • armyoftwo
    armyoftwo Posts: 136 Forumite
    dzug1, do you think I should give them a call and ask them to deactivate it, or would you suggest leaving it hoping it sorts itself out?
  • armyoftwo
    armyoftwo Posts: 136 Forumite
    jen245 wrote: »
    I closed my santander bank account over a year ago, and can still access online banking. I think you have to request to have it de-activated

    Thanks for the reply Jen245. Oh right. I never knew that. I remember being adv by the bank staff that the I/B would deactivate itself, but I never paid much attention to it at the time TBH. At least I am not the only one.
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Some internet banking services, once an account has been closed, will still allow you to look at your accounts but you can't make any transactions.
  • Does OP have any other financial product with the bank?
    Eg closes account but still has either a savings account or credit card open with the bank?
  • System
    System Posts: 178,315 Community Admin
    10,000 Posts Photogenic Name Dropper
    You can probably leave the Internet Banking open so that if in future you decide to open a new account with that bank, the services are still available to you.

    But if you want to deactivate, contact the online helpdesk or telephone banking. Make sure you inform them if you want to deactivate both online access and telephone banking too. (If appropriate)
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • pmduk
    pmduk Posts: 10,674 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just double check that they have actually closed the account, particularly if underfunding charges apply to it.
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