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Newgirly's January challenge

newgirly
newgirly Posts: 9,386 Forumite
Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
edited 31 December 2011 at 2:32PM in Mortgage-free wannabe
I have decided to set myself some mini challenges for each month during 2012, its easy to get a bit stuck in a rut and I often spend more time thinking or writing about the things I want to achieve than actually doing them.



SO for January I am setting myself 5 tasks:
  1. Pay £817 off the 0% cc
  2. Earn £167 (1 /12th of my £2012 target)
  3. Stick to a £5 a day grocery budget (5, 1 dog, 2 cats)
  4. Lose 7 lbs
  5. Only drink alcohol once a week
If anyone would like to join me and set their own challenges that would be great, I am hoping to vary the ideas every month so new ideas I can pinch are very welcome.:D
MFW 67 - Finally mortgage free! 💙😁
«1

Comments

  • pavlovs_dog
    pavlovs_dog Posts: 10,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    funnily enough I was just thinking of something similar. Mine shall be

    1. Packed lunch to work every working day in January (20 days)
    2. at least 30 mins exercise 3x a week (even if it is only the exercise bike/wii fit/dvd until i get into the habit)
    3. keep grocery spends under £180 for month, need to run down the freezer
    4. finish de-junking the study by the end of January
    5. Get guttering on house sorted.
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • Hey count me in!
    For January I would like to
    1) Lose 7lb
    2) Exercise at least twice a week
    3)Take a pack lunch into work everyday
    4)Give up alcohol (eeeeek!! :eek::eek: hoping it will help with the weight loss tho!)
    5)get grocery spends in at £150 and have cleared out the freezer ready to defrost!
  • newgirly
    newgirly Posts: 9,386 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hooray, I'm not on my own , thanks for joining !

    TYO ours are quite similar, except I can't face giving up alcohol completely :beer:
    MFW 67 - Finally mortgage free! 💙😁
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    This is what I do rather than new years resolutions! It will be good to have company. I'll come back later when I've finalised mine!!
    2019 fashion on a ration 0/66 coupons
  • beth111
    beth111 Posts: 217 Forumite
    Count me in please.

    January

    1. Overpay/Save £380
    2. Exercise 3 times a week
    3. Earn an extra £100
    4. Stick to budget's
    5. De-clutter house
    MFIT-T3 - 31 = (2012 £3050) 2013 op = £3009
    Savings £410
  • newgirly
    newgirly Posts: 9,386 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Happy new year everyone :D

    Today will be a NSD, as we are out for lunch and I have some wine left from xmas to take with us.
    Upping the earnings with a few surveys if possible and getting dd to show me how to ebay again. I'm not sure if right after xmas will be the right time for that though, is everyone broke and not buying at the moment?

    Other than that probably cleaning out the fridge to see what is still edible !
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,386 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Its going well for me with the extra earning so far this month, £83 selling an old gold necklace , plus £43 from topcashback.

    The drinking less alcohol is going ok too, I desperatly wanted a nice glass of wine tonight but resisted, and I'm still on track with the fiver a day food budget. I'm feeling confident this month will be ok , except for the weight loss and thats the one I would like to tackle most of all. :o
    MFW 67 - Finally mortgage free! 💙😁
  • well done newgirly! :jthose are fab achievements and only a few days in!

    Well so far I have stuck to my pack lunches/no alcohol/using up freezer challenges plus am planning day 3 of exercise today :A(long may this one last!)

    still been hoovering up xmas chocs at home and work though so am not hopeful for the wt loss and ditto thats the one I really need to focus on!! ah well still 25ish days of january left there is still hope!!
  • I'll join you too mine our
    1. Pay extra £10 off credit card
    2. Exercise 3 times a week
    3. Lose 4lbs
    4. Fill in spending diary everyday
    As you can see i'm starting off with small steps, don't want to set myself yp to fail on the first month.
    Crazy clothes challenge 2012 £105.50/£480 :jItems removed from wardrobe 16
    DFD NOVEMBER 2013
    spc#076
  • newgirly
    newgirly Posts: 9,386 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi silvermist, thanks for joining us!
    MFW 67 - Finally mortgage free! 💙😁
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