The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

affordmylife

just checking in to say hi. no debt busting to report still havent paid my £200 cheque into the bank yet (none local) so as soon as i do will pay that straight off.

i must say its extremely boring isnt it. the only way i can save money is by not doing anything or buying anything so all im doing is staying in every night and watching tv. dull dull dull.

anyhow not to worry its got to be done xx

rictus123

2nd job in evenings to help get you df quicker? Lucky Ruby, debt free just 2 months into the year. I am getting closer every single day, i cannot wait.

[Deleted User]

Pay day tomorrow - Cant wait to actually pay my bills how sad is that haha!!

Anyway tomorrow I will break the 7K barrier yayyyyyyyyyyyyyyyyyyyyyyyyyyyyy

Dxxx

Superheavy

#123 - 2156 / 10762

On the plus side, I think this takes me over the 20% barrier, which isn't a bad place to be with us still in February.

It looks likely that things are going to get tougher in the months ahead though, with a transfer to another area in the offing, meaning I move out of the folks' house and the cheap accommodation and have to start scraping by again, then finding money to bust my debts.

kerri_dfw

affordmylife wrote: »

i must say its extremely boring isnt it. the only way i can save money is by not doing anything or buying anything so all im doing is staying in every night and watching tv. dull dull dull.

anyhow not to worry its got to be done xx

Boring? If debt-busting was boring then I'd struggle when I'm finally free as I'd be wanting to spend, spend, spend again. I've found I enjoy life more now that I'm not rushing around like a blue bummed fly all the time.
I go for walks in the woods with my 2yo nephew instead of going out for expensive coffee/cake/shopping. I get lost in a good book, watch some amazing films, and I eat a whole lot better.
I've got more food in my cupboards now, than I've ever had before. Yet I've got more money to play leftover as I am being a savvy shopper.
I've joined a local book club to meet people and invite friends round for HM dinner instead of eating in restaurants/going to the pub. In is the new out.

camuk81

Evening all,

Ruby the dress looks great, Pedro you've just reminded me of the shrapnel I have on M&S card. They have such a long life time on them! Rictus, nice to see you again. Really proud you are taking the bull by the horns where do you get the energy. Kerri you are so close! mrs02b know that feeling, whichever way you think is best your your circumstances is the best thing.

Right quick update, not killed/maimed/ natural disasters anything today but super tired today. however laptop working and lots of paperwork.

So quick update. (I'm that tired can't remember how to make it bigger and change the colour which comes first! Bear with me tonight!)

No 149: Total paid off is £5,450.30 38.22%

camuk81

affordmylife wrote: »

just checking in to say hi. no debt busting to report still havent paid my £200 cheque into the bank yet (none local) so as soon as i do will pay that straight off.

i must say its extremely boring isnt it. the only way i can save money is by not doing anything or buying anything so all im doing is staying in every night and watching tv. dull dull dull.

anyhow not to worry its got to be done xx

You're more then welcome to come to mine and do all my paperwork I can't even face!

DebtFreedom_2

Hi there. I've been on MSE for years now, and it's really helped me get things sorted. God knows how we got into debt in the first place, I've felt depressed, miserable, unhappy, desperate and everything else! I also get insanely excited by paying off debt!

I hate the feeling of being nervously excited between pay days... I really need to get rid of this debt. I've been carrying a similar level of debt since I graduated, and I'm now 32.

Anyway, I reckon I can clear £1,000 a month. I've got £2,084 put to one side for it after 2 months, so I'm on track. Here's hoping.

[Deleted User]

Finally got through 10 pages as I've not been able to check-in since Friday. Sadly left my handbag at my parents and its got all my cards in so no updates from me yet.

camuk81

Right come on everyone, I know how fed up everyone and lord know this weather isn't helping. So tomorrow is last day for self pity.

March is just around the corner and in March the clocks go back on the 25th March & Spring officially begins on 20th March.

So here is to the last day of feeling rubbish. We're all feeling pants and though we are amazing at our debt busting we are all stuck in! A few more weeks and the weather will turn, we won't feel so cooped up and we will be 3 months in our amazing journey having made some brilliant friends.

Collectively we have repaid £181,583.11. So every time you have resisted that choccy bar, that class of wine (not doing well for lent am I?) Every penny you have saved & repaid you've put towards that huge total.

So when the government announce public borrowing is down keep your head held high saying I'm contributing.

You are all doing amazing and I know a lot of you have it far harder then me.

Keep it up you are all amazing and when you have all that disposable income back each month you can feel proud that it was you did this.

Right motivational speech over. Hope its spurred a few people on.