The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

camuk81

Thats a no from next then!

Though its immensely satisfying seeing all these green markers from experian!

And I know a waste of £6.99 a month but at least someone appreciates my hard work!

Off to Kettering to fix the laptop!

rubywhatashmoo

Evening everybody!

Just checking in after yet another late shift. I can't grumble for £36.88 extra and a lie-in, but well, actually I can as it would be nice to have an evening in with the OH for a change!

Just had Tesc0 stuff delivered - cat food for a month woohoo!! Also bought the stuff to make rice krispie nests so need to make them sharpish and get them out of the house by March 1st!! :rotfl:

(Also their Easter Eggs are on buy one get two free so if you were gonna buy some anyway.... me & OH got peanut M&Ms/Cadbury's Caramel/Crunchie ones to look forward to :EasterBun

kerri_dfw

Ruby, how do you make easter nests? I remember the cornflakes ones, and the rice krispy ones, but what were the one that actually looked like twigs made from? Also, what's your new saving target??? We wanna see your saving grow now as inspiration *sniggers*

rubywhatashmoo

Well when I say nest what I actually mean is a rice krispie bun with a mini egg stuck on top but you get the idea! :rotfl:I think you can use all bran to make them (I might be making this up...) but that sounds rank and I didn't have/want any in the house

For a saving target - I'm not really sure - I need to save spending money for my honeymoon because I don't want to end up in debt after that!! I think I will get a credit card to use there to make things easier, but I want to be able to set a budget and just pay it off with savings then go about my life again afterwards!!

I'd love to save £2.5k by the end of this year, but with the wedding "getting in the way" I'm not sure I'll be able to!!

kerri_dfw

There you go Jemma! Put Ruby down for £2500 green please she's set a target you saw that right?! hahaha

C/C for the honeymoon spending sounds sensible especially if you pay it back straight away when you return, what an awesome feeling you'll have and such an achievement xx

Just goggled, chocolate nests were made using shredded wheat. Want! Want! Want!

rubywhatashmoo

Lol oh yeah shredded wheat does sound a bit more edible!! :rotfl:

Fine then Miss Kerri I will rise to the challenge of saving up that money - but I will tell you now I have already started thanks to the current non-stop overtime I'm doing as we have no staff!!

Savings pot!! £650/£2500 :T 25.49%!!

Annnnnnnnnd the interest is due on March 11th so ner-ner-ner

I can't believe I actually have money saved - I don't think I've ever had savings, not even as a kid

PedroMatias

rubywhatashmoo wrote: »

Lol oh yeah shredded wheat does sound a bit more edible!! :rotfl:

Fine then Miss Kerri I will rise to the challenge of saving up that money - but I will tell you now I have already started thanks to the current non-stop overtime I'm doing as we have no staff!!

Savings pot!! £650/£2500 :T 25.49%!!

Annnnnnnnnd the interest is due on March 11th so ner-ner-ner

I can't believe I actually have money saved - I don't think I've ever had savings, not even as a kid

Wow, well done! How does it feel? Be a motivation to us all :T

fallenwiccan

Oh can I join with savings? After all I kinda owe my savings account, I need to save six months wages once I'm all moved into my flat I'll know exactly where I stand money wise but right now I'll put it as

Savings Pot £0/£6600

Hope you don't mind, I have some good friends in the DFW boards and I don't really want to move you all keep me on the straight and narrow.

rjh35

Just another quick update, not really paying off as much as I would like. Got a weekend away to madrid planned for this month so had to save money for that. Hopefully back on track in April, but then two stag do's and a wedding in Ireland in May and June! Argh it all comes at once! Suppose the mindset has changed significantly...this time last year it would have just been put on the credit card!! So.......

010 :j rjh35 £4061.76 / £15,461.76

jakes-mum

rjh35 wrote: »

010 :j rjh35 £4061.76 / £15,461.76

26.27% :T:T Over a quarter of the way there and its not even march! Well done you!! :T:T:T:T