The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

mf0u1098

recurrent-ostrich wrote: »

UNTIL I HAD BABIES. I swear that the skinny gene lives near your fou-fou and gets pushed out with the first baby.

:rotfl::rotfl::rotfl:

rdchick

That is hilarious.

loubie_lou

Lowell DCA are really peeeeeeeeing me off, they keep texting and emailing me.

Basically I tried to set up a F&F regarding a £500 balance. They offered £450 which I ignored as it was quite frankly CARP!

So I have paid £300 with the remaining £200 next month.

Do they count this as me breaking an arrangement even tho I did not confirm it??

kerri_dfw

recurrent-ostrich wrote: »

:rotfl:Make the most of it then, chicken, 'cause you won't stay like it. I was the same, dead skinny, 5 foot 10 and never a dot over 9 stone. Didn't matter what I ate or drank, weight stayed the same.


UNTIL I HAD BABIES. I swear that the skinny gene lives near your fou-fou and gets pushed out with the first baby. :rotfl:Since then my metabolism (or something) is completely bu**ered up and now I only have to look at a cake to put on half a stone. :mad:

I'm just trying to watch what I eat now, my OH passes comment when my tummy is a little less flat :eek: But I'd rather that than another xmas tum. Oh and :rotfl::rotfl::rotfl: at the skinny gene theory

mf0u1098 wrote: »

That's a bit carp! And besides, it means you won't be on here as much... xxx

I won't be on as much with new job anyway I will actually have to do some work, which was the whole point of changing in the first place :rotfl::rotfl: Should be able to expense the travel though

mf0u1098

loubie_lou wrote: »

Lowell DCA are really peeeeeeeeing me off, they keep texting and emailing me.

Basically I tried to set up a F&F regarding a £500 balance. They offered £450 which I ignored as it was quite frankly CARP!

So I have paid £300 with the remaining £200 next month.

Do they count this as me breaking an arrangement even tho I did not confirm it??

I'm afraid I have never been in this situation so have no idea hun, sorry! xxx

loubie_lou

mf0u1098 wrote: »

I'm afraid I have never been in this situation so have no idea hun, sorry! xxx

Just moaning :rotfl:

eddi

kerri_dfw wrote: »

Gahhhh I have to go to the Birmingham office on my first day on the 13th That's in Blythe Valley Park and I've never been before. I soooo didn't want a 2hr journey on my first day, oh well.

That's just off the 42 I think isn't it. Not far from where the 42 and 40 split. That's a fair old trek for you on a Monday morning :eek:

Local traffic reports usually seem to indicate around J7 where the 42 meets the M6 is where it's worst but you can never tell round there. It's all variable speed limits and I think it's got the hard shoulder open as a 4th lane in peak times which helps keep it flowing.

Good luck with the new job :beer:

Mrs_Addicted_to_Spending

Don't worry about having babies too much Kerri - if you have the 'skinny gene' you should be fine. I've got 2 children and am still only 9st - the biggest I've been is 9 and half stone, even after giving birth (tho I was 11 and half stone just before I gave birth). Oh dear, everyone will hate me now but I have inherited my mum's skinny gene so it's not my fault :eek:!

HelenPie

loubie_lou wrote: »

Lowell DCA are really peeeeeeeeing me off, they keep texting and emailing me.

Basically I tried to set up a F&F regarding a £500 balance. They offered £450 which I ignored as it was quite frankly CARP!

So I have paid £300 with the remaining £200 next month.

Do they count this as me breaking an arrangement even tho I did not confirm it??

Like Jemma, I'm afraid I've not been in this position but would assume that if the original amounts due were £500, possibly down to £450, that underpaying would be breaking the arrangement. Unless they've agreed to an underpayment, you may be at risk there. Sorry... (especially sorry if I'm completely mistaken )

kerri_dfw

loubie give them a call and tell them to stop harassing you I call mine all the time to change the amounts up, then call them a few weeks later to change them back down again due to realising I can snowball better by paying them the lower amount

eddi I think if I leave myself 2.5hrs I should be fine, not fun on a Monday but luckily I'm N.London and it's this side of Brum, if it was on the otherside I'd be really moaning.

Mrs Addicted to Spending shhh we don't talk about babies I'm farrrrr to young and my sister still hasn't given birth even though she's been contracting since before xmas! Although I do agree that I also have the so-called "skinny gene" just like you