A ginormous jump into 2012 with the January NSD challenge

freebyfifty

flying_fresian wrote: »

I don't count direct debit days as breaking NSDs

Me neither FF. I would never have one if I did My DDebits come out all the way through the month :eek:
I count everything else though

rising_from_the_ashes

solventsoon wrote: »

let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)

I really must get more organised and start doing the above (put the window cleaner's money away on pay day would save 1 spend day etc) .... and getting those numbers up!

Going to make a big effort in Jan to work out where I could do this and then ... from Feb - there'll be no stopping me!

flying_fresian wrote: »

I don't count direct debit days as breaking NSDs as I have a separate account for this and transfer the money to it on payday. I have no idea what days my direct debits come out, just that they're all taken care of by the time I get paid again!

Snap! I count the day the money's moved into the other account as a spend day (I guess a bit like putting the money into jars ....) but that's the only one!

So .... Spoon, you've made this hard mmmmmmm I really want Eeyore (I :heartpuls Eeyore!)

Target = 15 NSDs & 4 in a row (must work harder on these in 2012 too!)

rising_from_the_ashes

Sorry Lurgi still obviously affecting my brain ....

A HUGE thank you to Spoon, BDINI & LMH for keeping track of us all .... you really are :A - this challenge is fantastic & has really helped over the past year.

Wishing all NSDers health, wealth, happiness & lots of NSDs in 2012!:D

mumofjusttwo

I am in too, please. Can you put me in for 12 NSD. I did this for a few months last year and found it a great incentive top stop you spending when it was not really necessary

SeduLOUs

Ooh, I'd like to give this a try. I'm quite good at stopping myself from shopping, but I need the motivation to stop nipping out from work to buy crisps/caffiene related products.

NSD's will help me stop my silly spending and help me with my New Year's Resolution to shift some weight!

Put me down for 15 NSD's and I'll see how I get on!

donna_dynamo

Hi not done very good the last two months and not met my targets so i would like to try for 10 NSD's for January anything over will be a massive bonus. Got to get more organised for the new year, been looking at some of the other threads to give me some hep with organising. Can't believe how quickly the years are ticking by.

DorsetGirl_2

Count me in please - nothing like starting off 2012 with a new challenge.

Can you put me down for 15 days please.

Standingtall

OK, oh crikey, well here goes then. A first time for everything:j

15 NSDs and 5 in a row:eek:

Thank you:)

wit40iwtwan

Count me in this year - I was doing this for most of last year but did not post as often. Please put me down for 20 NSD's for January

bottleofred

Thanks for organising the new thread spoon (thats the first time I've called you spoon as I always call you solvent!!) and can I also say thanks to ButDoINeedIt and LittleMissHappy for all the updates etc and organising the threads.

Can you put me down for 15 NSDS please and 3 in a row:)

Thanks again for all your help, it is appreciated:T

Red