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A ginormous jump into 2012 with the January NSD challenge
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Today and yesterday take me up to #13 please.Had a very productive non-spendy day off and back to work tomorrow.I've also found time to make parkin to take in to work.:)
jinty pleased for you!
spoon I've had a bit of a blank and have missed what's happened.I've had a look back a few pages,but can't find anything.:oIt must be good so congratulations!0 -
Sunday 5th ok for me.
NSD today.no 17.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
No 11/20 today
I'm finding it so hard this month to get many NSD's. I don't think I'm overspending, it's just going out in dribbles every day - or so it seems0 -
Well done on the gong Spoon
beanielou, I wondered if you, like me, are trying to get by somehow on just one shopping day per week?
Am also declaring NSD #17.0 -
Just popping on to report that I picked up my 5th nsd in a row. Taking me to #13. Tomorrow will no doubt be a spendy day as Saturday is my shopping day.Ninja Saving Turtle0
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Spoon, congrats on your gold medal, are we having a party to celebrate? :beer: :rotfl: :T
Jinty, so pleased to hear of your bonuses, have you got your ticket for the euromillions tonight? Things do happen in threes.
NSD No 12 for me today, missed out yesterday because DH did it again, 87p for a loaf of bread. :mad: Ah well, you gotta love 'em! I think! :think:
Warm hugs to all who need them.S.P.C. 9 2016 No. 062 Banked £337.50
My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin0 -
Just popping in quickly to declare NSD 13. Car passed it's MOT without any major problems, just a couple of advisories to get sorted which I will do on a spendy day. Am hoping next week won't be as spendy as this past one just gone!0
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another NSDfor me today. cant remember how many now need to see my calender..................0
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NSD17 for me today please:beer:
I hope everyone is well and looking forward to the weekend:)If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Broomstick~As things are very tight I am just trying to not spend any money :rotfl:
How I do the no spend challange is that I have a budget for petrol & the food shop.
If I dont go over it in a week I dont count my spend on them IYSWIM?
Im trying to cut out things like coffee's sweets & things I really really dont need to spend money on ie anything else.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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