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A ginormous jump into 2012 with the January NSD challenge
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Sorry for your sad news Donna, all you can do is be there and that helps more than you think
Here to report NSD no 8 please!Santander 0% £1,529.94
Sainsbury's 0% £4,371.31
Total 0% £5,901.25
AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
Mar Challenge: Stay within groceries & eating out budget.0 -
Apologies - not come in here for 10 days but have been keeping note of my NSDs.
I can add another six NSDs so now up to NSD #11. Really pleased - some how managing to eke out not a lot of spare cash until payday! January seems to be going on forever!
:jDebt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
Paid back just under £50,000 due to some interest added.
Dealt with my debt through a Step Change (CCCS) DMP.
DMP Mutual Support Thread Member #240.0 -
Donna - sorry to hear your bad news.
10/10 achieved here.....chest infection still lingers on0 -
Good evening folks,
Donna, I am so sorry to hear of your news and am sending hugs and best wishes.
Declaring NSD14 for today please.If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Didn't get home till 6:30 tonight so declaring NSD#120
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NSD #8 today - over the halfway mark. Hoping to avoid much more spending this month. Reckon I have 2 more mini shops to do to keep us in bread and milk for the next fortnightSeparated 17/06/10, now dealing with the falloutHouse sold and debt cleared 23rd May 2014. Now saving to get married!Current savings £00
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Brrrrr it's a cold one today!!!!
Mind you, it hasn't stopped the red hot NSD action!!
Targets met today:
TwelveStopsThenHome – well done for numbers 9 & 10 & target met!! :j:j
Just let us know if you want to update your target & try for another prize?
Lots of NSDs rolling in today, so well done to:
castri09 – well done for number 3!! Keep going you can do it!! :j:j
freebyfifty – well done for number 13, you’re doing great!! :j:j
thrifty fifty – well done for number 6!! :j:j
Hope you managed to avoid the snacky foods today?
toottifrootti - well done for number 8, you’re doing great!! :j:j
flying_fresian - well done for number 10, you’re doing great!! :j:j
Purplemumof2 - well done for number 5, you’re doing great!! :j:j
blindtoast – well done for numbers 6 & 7, & an even bigger well done for a non spendy weekend day!! :j:j
WelshDreamer – well done for number 9!!:j:j
:eek: to such a long shift though!!
catslovelycats – well done for number 10!! :j:j
Glad the boiler is sorted, even if it sounds like you had a bit of a nightmare getting it fixed!!
julytex – well done for 7,8 & 9, keep going you can do it!! :j:j
Oh & number 10, you’re on a roll!! :j:j
lotti379 – well done for number 8! :j:j
Glad you enjoyed your course & hope you made it to the gym today?
mf0u1098 – well done for number 11, & 7 in a row is fantastic!!!! :j:j
Hope you are feeling better today?
LondonGirl252 - well done for number 7, you’re doing great!! :j:j
Oh & number 8 too!! :j:j
iwanttogoonholiday - well done for number 11, you’re doing great!! :j:j
Igamogam - well done for number 9, you’re doing great!! :j:j
SuziQ1962 – well done for number 9, keep going you can do it!! :j:j
elfen – well done for number 9, you’re doing great!! :j:j
Redouble - well done for number 14, you’re doing great!! :j:j
Keiss 21 - well done for number 11, you’re doing great!! :j:j
kerri_dfw – well done for 9, that’s brilliant, we’ll look forward to being able to give you some prizes when you “play” officially next month!! :j:j
camuk81 – well done for number 7!! :j:j
Glad you are enjoying the challenge, trust me the more you do it, the more addictive it gets!!
slowlyfading - well done for number 10, you’re doing great!! :j:j
rising from the ashes – well done for number 9!! :j:j
I love my electric blanket too, agree I don’t use it often, but what a treat when I do!!
donna dynamo – well done for number 13!! :j:j
((((((((((((big hugs))))))))))))), am so sorry to hear about OH’s dad, it’s natural you will all be shocked & upset, so remember where we are if you need some sympathy whilst you are busy taking care of OH & your children xxx
brummiebabe – well done for number 6, keep going you can do it!! :j:j
dumpy – well done for number 9, you’re doing great!! :j:j
stardrops42 - well done for number 9, you’re doing great!! :j:j
Broomstick – well done for number 15 & for being so organized!! :j:j
Kittikins – well done for number 11!! :j:j
:eek: to being so skint, can you eb@y anything to keep you going?
Butti – well done for number 5!! :j:j
Hope you had a great time at the pub?
wannabee_in_credit - well done for number 10, keep going you can do it!! :j:j
ebayqueen - well done for number 4, you’re doing great!! :j:j
beanielou – well done for number 15!! :j:j
Hope you’re ok?
JES_F1 – well done for number 11, you’re doing great!! :j:j
bottleofred - well done for number 14, you’re doing great!! :j:j
miss_t – well done for number 12!!! :j:j
Hope you’re doing ok today?
kersplatt - well done for number 8, you’re doing great!! :j:j
And hello to:
Pink_Giraffe – great news about the Dotty P card!! Fingers crossed you can resist spending on it again!!
Well done for resisting a mega spend today, & I agree about ir being rude to say no to reduced chocolate
jintyb – :j:j to your fleabaying, sounds like that Kindle is going to be well within your reach!!
LittleMissHappy – wow, isn’t it great to find forgotten money? Glad you treated yourself, you deserve it!!
zafiro1984 – don’t beat yourself up hun, we can always be organized all of the time!!
Nargleblast – Mmmmm dinner sounds yummy, I think maybe you should give Igor some lessons :rotfl:
ModestyB – I hate the small spends that scupper an NSD, but I guess bread is an essential really!!
kerri gt – Wow you really are the bargain queen Kerri!!February NSD challenge 5/150 -
NSD #4 for me today
It was also an unexpected day off as no supply jobs todayand
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PAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/80 -
Another for me today!!!
NSD # 8February 2021 GC £301.45 / £300.00
March 2021 GC £266.41 / £280.00
April 2021 GC £53.19 / £300.000 -
NSD no 11 for me please :jNSD Challenge January 2/15
PAD Member since 18/7/11 - Total paid to date £8885.190
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