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A ginormous jump into 2012 with the January NSD challenge

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  • Sorry for your sad news Donna, all you can do is be there and that helps more than you think

    Here to report NSD no 8 please!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • JES_F1
    JES_F1 Posts: 763 Forumite
    Part of the Furniture 500 Posts Photogenic Debt-free and Proud!
    Apologies - not come in here for 10 days but have been keeping note of my NSDs.

    I can add another six NSDs so now up to NSD #11. Really pleased - some how managing to eke out not a lot of spare cash until payday! January seems to be going on forever!

    :j
    Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
    Paid back just under £50,000 due to some interest added.

    Dealt with my debt through a Step Change
    (CCCS) DMP.
    DMP Mutual Support Thread Member #240.
  • Donna - sorry to hear your bad news.

    10/10 achieved here.....chest infection still lingers on :(
  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Good evening folks,

    Donna, I am so sorry to hear of your news and am sending hugs and best wishes.

    Declaring NSD14 for today please.
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • miss_t_2
    miss_t_2 Posts: 129 Forumite
    Didn't get home till 6:30 tonight so declaring NSD#12
  • NSD #8 today - over the halfway mark. Hoping to avoid much more spending this month. Reckon I have 2 more mini shops to do to keep us in bread and milk for the next fortnight
    Separated 17/06/10, now dealing with the fallout
    House sold and debt cleared 23rd May 2014. Now saving to get married!
    Current savings £0
  • Brrrrr it's a cold one today!!!!
    Mind you, it hasn't stopped the red hot NSD action!!

    Targets met today:

    TwelveStopsThenHome – well done for numbers 9 & 10 & target met!! :j:j
    Just let us know if you want to update your target & try for another prize?

    Lots of NSDs rolling in today, so well done to:

    castri09 – well done for number 3!! Keep going you can do it!! :j:j

    freebyfifty – well done for number 13, you’re doing great!! :j:j

    thrifty fifty – well done for number 6!! :j:j
    Hope you managed to avoid the snacky foods today?

    toottifrootti - well done for number 8, you’re doing great!! :j:j

    flying_fresian - well done for number 10, you’re doing great!! :j:j

    Purplemumof2 - well done for number 5, you’re doing great!! :j:j

    blindtoast – well done for numbers 6 & 7, & an even bigger well done for a non spendy weekend day!! :j:j

    WelshDreamer – well done for number 9!!:j:j
    :eek: to such a long shift though!!

    catslovelycats – well done for number 10!! :j:j
    Glad the boiler is sorted, even if it sounds like you had a bit of a nightmare getting it fixed!!

    julytex – well done for 7,8 & 9, keep going you can do it!! :j:j
    Oh & number 10, you’re on a roll!! :j:j

    lotti379 – well done for number 8! :j:j
    Glad you enjoyed your course & hope you made it to the gym today?

    mf0u1098 – well done for number 11, & 7 in a row is fantastic!!!! :j:j
    Hope you are feeling better today?

    LondonGirl252 - well done for number 7, you’re doing great!! :j:j
    Oh & number 8 too!! :j:j

    iwanttogoonholiday - well done for number 11, you’re doing great!! :j:j

    Igamogam - well done for number 9, you’re doing great!! :j:j

    SuziQ1962 – well done for number 9, keep going you can do it!! :j:j

    elfen – well done for number 9, you’re doing great!! :j:j

    Redouble - well done for number 14, you’re doing great!! :j:j

    Keiss 21 - well done for number 11, you’re doing great!! :j:j

    kerri_dfw – well done for 9, that’s brilliant, we’ll look forward to being able to give you some prizes when you “play” officially next month!! :j:j

    camuk81 – well done for number 7!! :j:j
    Glad you are enjoying the challenge, trust me the more you do it, the more addictive it gets!!

    slowlyfading - well done for number 10, you’re doing great!! :j:j

    rising from the ashes – well done for number 9!! :j:j
    I love my electric blanket too, agree I don’t use it often, but what a treat when I do!!

    donna dynamo – well done for number 13!! :j:j
    ((((((((((((big hugs))))))))))))), am so sorry to hear about OH’s dad, it’s natural you will all be shocked & upset, so remember where we are if you need some sympathy whilst you are busy taking care of OH & your children xxx

    brummiebabe – well done for number 6, keep going you can do it!! :j:j

    dumpy – well done for number 9, you’re doing great!! :j:j

    stardrops42 - well done for number 9, you’re doing great!! :j:j

    Broomstick – well done for number 15 & for being so organized!! :j:j

    Kittikins – well done for number 11!! :j:j
    :eek: to being so skint, can you eb@y anything to keep you going?

    Butti – well done for number 5!! :j:j
    Hope you had a great time at the pub?

    wannabee_in_credit - well done for number 10, keep going you can do it!! :j:j

    ebayqueen - well done for number 4, you’re doing great!! :j:j

    beanielou – well done for number 15!! :j:j
    Hope you’re ok?

    JES_F1 – well done for number 11, you’re doing great!! :j:j

    bottleofred - well done for number 14, you’re doing great!! :j:j

    miss_t – well done for number 12!!! :j:j
    Hope you’re doing ok today?

    kersplatt - well done for number 8, you’re doing great!! :j:j

    And hello to:

    Pink_Giraffe – great news about the Dotty P card!! Fingers crossed you can resist spending on it again!!
    Well done for resisting a mega spend today, & I agree about ir being rude to say no to reduced chocolate :D

    jintyb – :j:j to your fleabaying, sounds like that Kindle is going to be well within your reach!!

    LittleMissHappy – wow, isn’t it great to find forgotten money? Glad you treated yourself, you deserve it!!

    zafiro1984 – don’t beat yourself up hun, we can always be organized all of the time!!

    Nargleblast – Mmmmm dinner sounds yummy, I think maybe you should give Igor some lessons :rotfl:

    ModestyB – I hate the small spends that scupper an NSD, but I guess bread is an essential really!!

    kerri gt – Wow you really are the bargain queen Kerri!!
    February NSD challenge 5/15
  • NSD #4 for me today :D

    It was also an unexpected day off as no supply jobs today :( and :).
    PAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
    NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/8 :D
  • Another for me today!!!
    NSD # 8
    February 2021 GC £301.45 / £300.00
    March 2021 GC £266.41 / £280.00
    April 2021 GC £53.19 / £300.00
  • SillyBlondie
    SillyBlondie Posts: 229 Forumite
    Part of the Furniture
    edited 17 January 2012 at 11:30PM
    NSD no 11 for me please :j
    NSD Challenge January 2/15

    PAD Member since 18/7/11 - Total paid to date £8885.19
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