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The 'extra payment every week' challenge

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  • Just done this weeks payment of £4.23 :)
  • mavvymoo
    mavvymoo Posts: 2,152 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud! Mortgage-free Glee!
    Have struggled to pay an extra £35 today :Tto the dreaded CC.

    Just wanted to get the extra payments into the twos ;)

    So new total £200 extra paid woohoo feels good

    Good luck everyone and well done to all:)

    Debt free and Mortgage free thank you to all for your encouragement and advice
    :j
    Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T


  • just popping in with a payment of £15 to my lloyds cc

    well done everyone
    Still here..... but working on that!
  • Hi Everyone,

    I have just come across this thread, as you can see from my sig I am doing a few other challenges...not sure whether o join this one as well!!!??? How is everyone finding the weekly challenge?

    I'm not sure if I can really afford to pay more than my minimum amount on top of the minimum each month...I could afford an extra £5 or so each week, does that count?

    Thanks for your helps and support guys xx
    Cleared £5k debt in 2015 (SO FAR)
    Clear remaining balances on 2 credit cards in 2016
    1st credit card @ £599
    2nd credit card @ £1,100
    SAVINGS 2015/2016 - £65.00/£1,000
    Read the books I have before buying more
  • Naomim
    Naomim Posts: 3,126 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sammy246 wrote: »
    Hi Everyone,

    I have just come across this thread, as you can see from my sig I am doing a few other challenges...not sure whether o join this one as well!!!??? How is everyone finding the weekly challenge?

    I'm not sure if I can really afford to pay more than my minimum amount on top of the minimum each month...I could afford an extra £5 or so each week, does that count?

    Thanks for your helps and support guys xx

    Hi Sammy,

    I'm sure every member of this challenge will agree with me that it doesn't matter how much you pay. Even 50p a week will eventually make a dent :)

    To all current members - I'm not sure if I should count this or not.

    When I first had my LBM my minimums on my dreaded CC's was £380. Thanks to paying a chunk off and being a card tart with 0% deals, the minimums now are a lot less. Today is my pay day and I have paid off £250 against my credit card as that's the original £380 less the minimums I now pay. Can this count as this weeks overpayment?

    Naomi x
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • cjd2206
    cjd2206 Posts: 46 Forumite
    Rubbish for me this week as my multi-buy savings only came to 20p :o although I suppose I stuck to my shopping list :) I am going to try to pay something next week but until then I am trying to NSD but with the kids off that's easier said then done (especially as it was DS1 birthday on Sunday and we took the kids bowling).

    Actually now I think about it, we bought all DS1's gifts without sticking them on the Ar@os card like usual, we took the kids bowling and only the kids bowled (DH helped and I supervised the others while they waited their turn) we got pizza for tea and DH and I shared and usually would get one each (then have loads left over that never gets eaten) and I was going to make a cake and costed the things I needed and calculated that it was better value to buy a Mr T Value one so I suppose although I haven't made an extra payment I have achieved something I normally wouldn't have done :rotfl:
    :heart2: Wife to my Soldier and Mummy to my 4 gorgeous children :heart2:

    Extra payment a week - 5/2/12 - £11.84 :T
  • mswan
    mswan Posts: 433 Forumite
    Part of the Furniture Combo Breaker
    Hi everyone

    Sammy, come join in even a small amount makes a difference plus it gives you a boost

    Payday today for me so a huge £130 for cc
  • Quick question - is anyone else totally surprised about how they actually have surplus each week to pay against their debts?

    I've spent months (years?) convincing myself that I simply can't pay more than my usual payments, so it's been a bit of an eye opener to pay anything extra and still have enough for other things.
  • just made and extra payment of £18 to cc :)

    2nd payment woooo hoooooo !!
    Still here..... but working on that!
  • mavvymoo
    mavvymoo Posts: 2,152 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud! Mortgage-free Glee!
    Hi Purplegrape Yes I feel the same the £200 extra I have paid doing this challenge would have been spent on rubbish !!!Before my LBM and I never thought I would have had any extra let alone £200 !:T

    Welcome Sammy just try this challenge it keeps you focused and £5 a week is £20 a month, It will soon add up on your signature :)

    Good luck everyone keep going :T:j

    Debt free and Mortgage free thank you to all for your encouragement and advice
    :j
    Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T


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