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Endowment mortgage claims
bananamanaman
Posts: 2 Newbie
Hi
I'm just wondering if there is any history of claiming after the deadline has gone. Back then I never thought I would get any compensation due to the fact that my predicted fund was still going to be higher than I had paid in. But my financial situation has now changed and I could do with the money as my endowment payments are now double what hey were and more than the mortgage itself.
Any info much appreciated
I'm just wondering if there is any history of claiming after the deadline has gone. Back then I never thought I would get any compensation due to the fact that my predicted fund was still going to be higher than I had paid in. But my financial situation has now changed and I could do with the money as my endowment payments are now double what hey were and more than the mortgage itself.
Any info much appreciated
0
Comments
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I'm just wondering if there is any history of claiming after the deadline has gone.
If you mean the 3 year timebar then there is very little chance of success overturning that. The FOS are very strong on it. You have to show a valid reason for not complaining for the whole period (not just 3 years but all the years after that as well). Typically that means being incapacitated for the whole period or something along those lines of severity.
When was yours timebarred?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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