selling house that i dont own

alfe

Hi to all MSEs
I know the title page is a bit misleading but bear with me.
My disabled oap Mum owns 2/3 share of house my brother owns 1/3
the ownership of house is set so if one of owners were to pass away the other does not own house automatcally.
My mum had to move into rented sheltered accomodation 20 months ago and has to pay rent on this as wee as all other bills from her pension.
As far as council see the matter, she owns house so she has to fund her care.
My brother says he wants to stay in the house they own.
He has this year paid money into my mums bank account £4400 in march and £5000 in october.
there is nothing in black and white to say what the intended purpose of this money is/was
He does not pay my mum rent for her share of the house.
I am looking solely in my mums best interests and i have nothing to gain.
I contacted my brother and told him that he needs to make an offer to buy my mums share of the house or see and divide proceeds as per ownership.
the house is worth approx £250,000 so my mums share is around £160,000.
my brother took major offence to my request saying that i was trying to make him homeless and we are no longer on speaking terms.
I have now found out from my mum that my brother made my her an offer for her share of the house of £10,000 over the next 10 years (taking the mickey) Total £100,000 depreciating
when she could have £160,000 now and get interest on top to pay for her care.
I am thinking about trying to get power of attorney to get the house on the market so my mum gets her share of the house.
my mum is not a financiaaly aware person and thinks the offer my brother has mafe is a lot of money (i think she is the only one on the planet that thinks so)
My mum could simply say to my brother that she wants to sell house and he can choose to stay or sell.
He is single and does not need a 3 bedroom house.
this is causing me stress that i do not want as it is affecting my health and family but i am getting to the point on whether to let my mum and brother deal with all thier finances and i shall just walk away and let her and that greedy little so and so.
we all have to pay a mortgage or rent, what makes him such a special case?
This has also caused my mum severe depression so much so that she does not go out and see her friends anymore.
she is so nieve she thinks that me and my brother should make up.
this is obviously impossible and this could have been avoided if my mum and brother could have agreed what to do with house in first place
Am i being insensitive or is my brother just a selfish greedy ****:mad:

G_M

Am i being insensitive or is my brother just a selfish greedy

no and yes.

Beckyy

I can't offer any advice apart from; Angry or not, I would try and be civil with your brother. Arguing may only wind him up and may prevent him from selling - even if he actually would.

How didis ownersip come about in the first place? Did your mother and brother purchase the house together, or did one sell part of it to the other etc.?

Good luck, and I hope you can find a solution for your Mother.

BitterAndTwisted

Everything depends on whether your mother asked you to intervene on her behalf. You can only give her your opinion on what you think her share of the house might be. Everything depends on the conditions of the will that left the property in thirds of ownership and this could affect how easy or difficult it would be to force a sale. I think you should point your mother in the direction of professional advice and take a step back as this isn't going to affect your own financial security at all. Some people just don't have it in them to fight their own children for what they have or should have no matter how proper it seems to you.

alfe

please can you give me your reasoning to you answer.
are you saying yes and no to my brother being selfish
or yas and no to me being insensitive
I may be able to provide more facts

G_M

alfe wrote: »

please can you give me your reasoning to you answer.
are you saying yes and no to my brother being selfish
or yas and no to me being insensitive
I may be able to provide more facts

Am i being insensitive no or is my brother just a selfish greedy yes

minnie123

How did your brother end up owning 1/3 of the house?

my grandad is in care and is being fully funded. He has a bungalow but it is owned half by him and half by my dad. The council said as long as the bungalow is not sold half a bungalow is not classed as an asset so they will fund (he was paying for himself for 3 years prior though at a cost of £26k a year until the cash in his bank account ran out).

If she did sell to your brother at £10k a year would that even cover her care? my grandads home costs approx £26k a year.

alfe

additional details
My mum, dad, and my brother bought house from council at the maximum discount and when prices were low in 1995
each owner paid £9000 for share of the house
dad passed away in 2008 so his share automatically passed to his spouse(my mum)
so my brother has only ever paid £9000 and maintenance costs for house which he now trying to get on the cheap at the expense of my mother.
I was never invited in on this bargain of a deal as i had moved out years ago to be with my family

meg72

I do not think you are being insensitive and yes I think your brother is selfish.However unless your Mum also sees it this way you will befighting a losing battle.
I am also in this kind of situation,having to watch my Mother being robbed blind and being utterly unable to prevent it.
I feel for you.

alfe

G.M Thank you for you quick reply and clarification:beer:

minnie123

I know this is going to sound harsh but it sounds to me your brother is offering £10k a year as he knows it's not likely your mum will still be here in 10 years (assumption based on the fact she is in a home)

Has the council said they definately won't fund her care?