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Car insurance- adminstrative charges

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Hello
I recently contacted my car insurance provider to change my contact details as we had moved house. I was told there would be a £20 administrative charge for this! This charge is not indicated anywhere on my insurance forms. Where do I stand? I know it is only a relatively small amount but no-one else has charged me to change my address! Any advice greatly appreciated.

Comments

  • adamc260
    adamc260 Posts: 2,055 Forumite
    Who are you insured with, it will be in the T&C's of the policy booklet.
  • dunstonh
    dunstonh Posts: 119,776 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I was told there would be a £20 administrative charge for this!

    £20 is a good level. Many are higher.
    This charge is not indicated anywhere on my insurance forms. Where do I stand?

    Most insurers publish their charges on their website or in their documentation. Who is it with?
    I know it is only a relatively small amount but no-one else has charged me to change my address!

    Its what you get if you choose a provider that aims for a lower premium but having explicit admin charges rather than one with a higher premium and no admin charges.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Yeah there isn't really much you can do about this. It will be buried deep within the paperwork somewhere if you look hard enough.

    Phoning them up and whining might get them to waive the charge as a goodwill gesture if you're lucky.
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