PPI - Not sure if mis sold ?

dibnoid

Hi

I've had an MBNA credit card for a number of years, and I've paid a lot of ppi during this time.

I do not recall agreeing to ppi, but that does not mean I didn't agree. The simple fact is I don't remember, but it's not something I've taken out on any other credit cards.

At what point during the applicartion process is the ppi supposed to be agreed ? I'm assuming if MBNA can provide no evidence that I agreed then I'd have a strong case for a claim ?

Thanks

Dibs

dunstonh

At what point during the applicartion process is the ppi supposed to be agreed ?

before you sign. However, many credit card PPi sales are done after the event. i.e. on phonecalls.

I'm assuming if MBNA can provide no evidence that I agreed then I'd have a strong case for a claim ?

Mostly that is the case. However, the fact you cannot recall the conversations does mean you are weakened if they can provide evidence you agreed to it.