We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car Insurance Companies which ask if any claims in last 3 years not 5?

Options
About 4 years I had a small prang, so small it didn't scratch my bumper and only slightly dented the car in fronts rear bumper. Needless to say all 3 occupants claimed and successfully received whiplash claims. This was my one and only claim against me in 20 yrs + driving. Whenever I get a quote for insurance each year it asks for claims in the last 5 years. I know there used to be companies which asked if in last 3 years which means I dont have to declare and hopefully get the insurance down. I was 5 years no claims at the time of the prang which took me down to 2 and now built back up to 6 yrs no claims.

Many thanks in advance for any ideas.

Comments

  • kingstreet
    kingstreet Posts: 39,256 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    IIRC Esure/Sheila's Wheels only ask for three years. I found them more competitive in the period following a write-off I sustained in March 2007.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • keith1950
    keith1950 Posts: 2,597 Forumite
    1,000 Posts Combo Breaker
    Hi, don't know any that only ask for last 3 years but Aviva only ask for the last 4 years !
  • adamc260
    adamc260 Posts: 2,055 Forumite
    The RBS Group (Direct Line, Churchill etc) only ask in the last 3 years
  • Admiral Group which is Admiral, Elephant and Diamond Insurance
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.