Won't power - What won't you do in 2012?.

rictus123

I wont buy food/drink from supermarkets when i pay digs to cover food/drink from my house
I wont "nip on" in my car,saving fuel
I wont have a single bet all year
I wont have a single day of the year i do not do at least 3 productive things
I wont take everything so seriously, so i can relax a bit better
I wont let opportunities pass by me, making the most of everything, especially jobs/work front
I wont take on any more debt than i have already, stopping at nothing to clear it all
I wont ever adjust/cancel/withdraw from my regular saver, which will then have at least £10k in by the end of 2012 while being debt free
I wont spend money at least 4 days a week, if possible
I wont fail to update each thread/challenge i am part of at least once every 2 days
I wont take a day off work at all that is not complete nessesary
I wont turn down any work at all unless there is no financal gain what so ever
I wont buy any new clothes until at least April, when i go to America
I wont buy any new books, a bit addicted recently
I wont let a single expense go out without it being logged into my budget spreadsheet and 2012 page a day diary
I wont ever let money burn a hole in my pocket
I wont take a moment for granted with my gf

Lastly i wont forget any of these "rules"

recurrent-ostrich

I won't:

~put on any more weight
~buy any more clothes until I've dropped two dress sizes. I have clothes in this size and the one down, buying clothes right now is pointless if I am going to lose weight anyway!
~buy any handbags this year. Even if they are lovely AND in the sale. I have more handbags than I can ever use.
~book any more holidays until we have the money in the bank to pay for them upfront

Asiacat

rictus123 wrote: »

I wont let a single expense go out without it being logged into my budget spreadsheet and 2012 page a day diary

I've been doingthis for 7 years and it's amazing to watch where the money goes in the first month. Some real eye openers.

I've taken it a step further and now have two diaries. One I fill in the night before detailing what I intend to spend the next day and one where I detail the actual spending each day.

By planning my spending for each day in advance it prevents any of those budget busting impulse buys.

cottonhead

I wont buy anything on credit
I wont take out any more loans or overdrafts
I wont buy so many take away coffees
I wont eat so much unhealthy food
I wont buy anything non essential until the bills / debts are paid first
I wont ask my parents for financial help

chuckley

wont renew my mobile contract. giff gaff all the way!

Charityworker

I wont do the shopping without having done a meal planner and written a list
I wont pop back to the supermarket inbetween big shops as I always end up spending more than intended
I wont look in my favourite clothes shop in town
I wont feel peckish whilst out and decide to eat out
I wont get coffee and a cake on the way to work
I wont go out for my break and work and buy coffee - instead ill make one for free at work
I wont put the heating on for longer than needed
I wont shower for longer than 2 minutes
I wont boil more water than is needed
I wont start each morning without doing all the surveys
I wont start each evening with doing the competitions
I wont keep something in my wardrobe I never wear
I wont buy expensive soaps, shampoos and shower gels.
I wont use the phone unless its really needed, text or facebook will have to do

immoral_angeluk

boogiemaster wrote: »

I won't argue with my wife as women are always right and they can work the washer machine and can burn my dinner.

I won't tell the government about my millions because they have enough of their own.

I won't annoy my wife on her period unless I'm suicidal.

I won't forget her birthday or our anniversary as that stare of death is frightening and she has knives and I want to wake up in the morning

:rotfl::rotfl::rotfl::rotfl::rotfl:
Wise man...

immoral_angeluk

I won't:
*make impulse purchases
*use my credit cards
*allow myself to put work over my family
*allow work to stress me out so much I can't put it behind me at the end of the day
*forget WHY I'm getting rid of my debt
*succumb to being lazy and not bothering to meal plan/cook from fresh where possible
*agree to mcdonalds once a week. It costs stupid money and it horrendously unhealthy
*take people for granted

thechippy

I won't;

....Be giving up helping as many people as possible scupper dca's, bailiffs and the lending institutions at every corner possible....;)