We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Debate House Prices


In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Annual Prediction Thread for BoE Interest Rates

124»

Comments

  • SteveV2
    SteveV2 Posts: 241 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    I'll go for 0.25%.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Put me down for .25% .

    Outside possibility that BOE will resort to cutting rates before a 3rd round of QE.
  • Running_Horse
    Running_Horse Posts: 11,809 Forumite
    Part of the Furniture Combo Breaker
    Can I predict 12.5% just to be different?
    Been away for a while.
  • Pobby
    Pobby Posts: 5,438 Forumite
    Well I also go for no change. However, I think that all it reflects is how fragile the economy is. In fact, wondering what is the point of savings, pension funds. All being totally hammered. Then again, in my day ( lol ) , homes were never seen as an investment, just a place to live.
  • Masomnia
    Masomnia Posts: 19,506 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think there would need to be pretty definite signs of recovery before rates move anywhere. Until we see real wage increases it's out of the question, and with low growth at home and abroad I can't see what will drive that.

    So 0.5% for me. If there was any chance of it going lower I think it would've happened already.
    “I could see that, if not actually disgruntled, he was far from being gruntled.” - P.G. Wodehouse
  • Masomnia
    Masomnia Posts: 19,506 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Can I predict 12.5% just to be different?

    You can, but someone will definitely use it against you at a later time :p
    “I could see that, if not actually disgruntled, he was far from being gruntled.” - P.G. Wodehouse
  • PaulF81
    PaulF81 Posts: 1,727 Forumite
    I believe that wage inflation will be the trigger that drives up interest rates this year. It is not related to recovery in the economy, but I suspect that public tolerance of squeezed household income is nearing an end.

    With increasing pay deals I predict the base rate to be 1.5% by the year end, and then continuing to rise rapidly the following year.
    What exactly are squeezed households going to do? With large numbers of skilled people out of work, any wage rise demands will be met with minimum notice and an advert for 75% of the original salary in the local newspaper.
  • Pobby
    Pobby Posts: 5,438 Forumite
    Me, I just think it is a complete mess.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.