RBS and Halifax the same bank?

gtone28

Anyone know if the halifax and the RBS are the same bank?

because the halifax have exactly the same offer as the RBS £100 to switch.

I have a halifax acount and was wondering if I tried to switch would they refuse on the grounds that I already have an account with their group.

icklejulez

Company is now known as HBOS ie Halifax and Bank of Scotland. Although if I am correct Royal Bank of Scotland are different company?

Elliesmum

icklejulez wrote:

Company is now known as HBOS ie Halifax and Bank of Scotland. Although if I am correct Royal Bank of Scotland are different company?

Correct. The Royal Bank of Scotland (RBS) is indeed a different company to Halifax Bank of Scotland (HBOS), who's HQ is in Halifax which I drive past to get to work.

HTH's

EM xx

computerwoman

yes I believe there are, as I recently got a halifax visa electron account with welcome letters from both companies.

computerwoman

found this on there site
Following the merger of Halifax and Bank of Scotland on 10th September 2001, HBOS has 22 million customers. With assets of over £540 billion, it is the UK's largest mortgage and savings provider as well as being a major player in the provision of new current accounts and credit cards in the UK.
interesting. as they wont except scottish cash.

Drunken_Butterfly

RBS own Natwest.

Ebany

As other have said, the Bank of Scotland merged with Halifax to become HBOS. The Royal Bank of Scotland owns Natwest. All this confusion because they are so similar.

someone

Royal Bank of Scotland (RBS) + NatWest = RBS

Halifax + Bank of Scotland (BOS) = HBOS

Moonbeam

Totally separate companies - in competition with each other............

No link at all so no reason for you not to get your £100.

CopperPlate_2

Just to reiterate:

Halifax merged with The Bank of Scotland to create HBOS (the media report it as being called Halifax Bank Of Scotland but the company never refers to itself as this, always HBOS, although it probably does stand for the above). They have their head office at The Mound in Edinburgh which was the Head Office of The Bank of Scotland and is the Group HQ. The Halifax brand will still have their 'area' HQ at Halifax, BoS will still be run out of The Mound.

The Royal Bank of Scotland (or as it prefers to be known nowadays, RBS) is also headquartered in Edinburgh. It took over NatWest in around 2000 and NatWest is a brand/subsidiary of RBS Group.

RBS and HBOS are totally separate banks, each issuing their own banknotes through their respective Scottish banks (RBS and BoS).

No idea what the previous poster meant by them not accepting Scottish cash - unless she means Halifax/NatWest branches in England/Wales not taking them, which I find bizarre.

gtone28

gtone28 wrote:

Anyone know if the halifax and the RBS are the same bank?

because the halifax have exactly the same offer as the RBS £100 to switch.

I have a halifax acount and was wondering if I tried to switch would they refuse on the grounds that I already have an account with their group.

Thanks everyone gonna ditch the halifax been a good bank, but I like free money!

They say people will seperate from thier partners before they will change bank accounts.