Car registration and Insurance. Legality issue.

PricedOutByBankerScum

I'm going to be moving quite a few times over the next two years due to work and study. I could also be possible that I have to move at short notice. I will also be living in HMO type accomodation for this period.
It has been suggested to me that I register my vehicle and insurance to a mail forwarding address.
As long as I make the insurance company aware of where the car is being kept at night, then I assume that I am doing nothing wrong.
Tens of thousands of people with transient lifestyles and or homelessness must deal with similar problems all the time.
People with multiple houses can only register their vehicles at one particular address, so they can clearly pick.
The V5 of a company car also rarely states the name and address of the actual keeper.
Any advice? Is what i'm planning to do legal?
Cheers and merry christmas.

Aretnap

Yes. The address on your registration document doesn't have to be your current residential address, just an address in which you have an interest and where you can be contacted. For people who lead highly itinerant lifestyles a forwarding address, or the address of a close friend or relative, may be more appropriate than trying to keep the DVLA up to date every time you move.

Whatever address you use, make sure that any post will be dealt with and that you'll see it fairly promptly. If you get any parking or speeding tickets through the post and they're not dealt with quickly it can end up causing you a lot of grief and expense.

The insurance company will also want to know where the car is usually kept overnight. This is a different issue to the address on the registration document so if they're different you'll have to tell them, and keep them up to date when your residential address changes.

flutterbyuk25

I'm ex DVLA and as long as you V5C is registered to an address that you are contactable then that will be fine. Mine is still registered to my parents address. The only thing to remember is that your tax reminder will go to that address, plus if you get and speeding fines etc then they will go there too

HTH

Aretnap

The other thing to do is check your insurance policy's terms and conditions and find out if they charge a hefty "admin fee" every time you make a change to your details. If so it's worth considering if it's worth changing to another insurer which doesn't charge a fee, or charges a smaller one, even if the headline premium is a little higher.

Mark_Hewitt

V5C is ok. But it's the driving licence that's the major issue. That's legally required to have your current residential address. Changes are free however.

PricedOutByBankerScum

Mark_Hewitt wrote: »

V5C is ok. But it's the driving licence that's the major issue. That's legally required to have your current residential address. Changes are free however.

So, what if I have two or three houses, like our esteemed members of parliament. Which address would I put down, and how would it be proved right or wrong?

forgotmyname

When its stolen or damaged at a residence its not insured to they might investigate and refuse the claim.

Trebor16

Insurance companies will ask for an address and they will also ask if the vehicle is kept overnight at a different address. So it should be ok to insure at one address and inform them it is kept elsewhere overnight.

[Deleted User]

I don't think you can use PO box type addresses. Say you had a major accident or you car was stolen. Where would the police go!

Rover_Driver

Mark_Hewitt wrote: »

V5C is ok. But it's the driving licence that's the major issue. That's legally required to have your current residential address. Changes are free however.

It's the same as the V5C - from DVLA's INF1D leaflet 'The address on the licence must be a GB home address at which you can be contacted.'