Friday 23rd December - What small DFW things will you do today?!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Happy Friday everyone!!! :j 2 more days of work for me and then I'm off for a week hurrah! :beer:

Hope you're all well & happy, excited about the coming holidays

Me for today:

• brekkie, lunch & dinner from stores
• check banking x 2
• check cc1 statement to make sure payment has gone through
• VSP & update sig
• take note of mileage
• wrap up last xmas present
• update timesheet to make sure all the over time I have been doing is captured!

eek that's all I can think of! Happy days to you all x

Tebheag

Thanks Dnms for starting us off
Small list today
1. Do a vat job 7 hrs so some this morning and some later when dh gets home from work as got kids this afternoon at nursery now.
2. Got to pick up last few bits for christmas dinner (use vouchers I have got for ms and boots)
3. Take back a dressthat I do not like to get refund.
4.Find a recipe o make a fish pate so expensive ones in shops also loads only went to 23rd ????!
5. Check bank

Hope you all have a good day and hugs for those that need them.

kjp

Morning everyone!

Thanks to DNMS for starting the thread - I saw elsewhere that you'd got a new job so congratulations!

Today I will:
Get dressed in a mo and pop to Lidl for fruit and Boots for girly things for over the holidays
Pop into town and go to Barclays to pay in a cheque
Wrap last Christmas present - sadly, a Thorntons hamper with a Santa with a broken bum as Thorntons were unable to send me a whole one! Never mind, it'll get eaten either way!
Wrap up things just sold - yippee!
Check banks
Check CCs
Check TCB
Relist on Ebay
Check Paypal
'Pay' myself - we got paid last Friday, and normally I'd get over excited and spend loads and then spend most of January panicking, so I popped it in my e-saver, and am paying myself today, on what would be a regular payday
Pay some off CCs
Tidy up a bit!
Do a couple surveys on SB.

Have a great day all!
Kx

natlie

Hi Thanks DNMS
DD1 has gone to her Dads in Bristol
DD2 is home DS is in his bouncy chair chomping on some clothes I'm sure hes teething
Tesco shopping coming tonight
Loads of cleaning to do
have a good day everyone
Nat

WelshWoofer

Arrgghh!
Just back from Mr T and doing the fresh bits shopping for Xmas - its like a bomb site fillled with bonkers people with a siege mentality! Horrible!
Also nipped to Pets at Home for nice big bones for the dogs for Xmas pressies.


Loads to do today...

• Go to M&S for trousers for Xmas day lunch out (can't find my best black ones, think they've accidentally ended up in the charity shop:eek:) done
• Clean whole house done the bits that can be done before tomorrow
• Wrap dog xmas pressies
• Clean wooden floors will do in the morning, still raining and so will get smeared again when I take the dog out
• Walk dog again - its like a monsoon here though, yukky! done
• Change kitchen light bulb done
• Put bathroom blind up
• Put dry washing away done
• Give conservatory a good clean done
• Scrub shower doors done
• Touch up paint in hall
• All food from stores done

That's all for now - I'm sure there's loads more to do - better get cracking....

Karb

Morning everyone. Pay day at last. Boy, I need it!

Turkey is out of the freezer to defrost. Got my ex coming round for dinner, so I can have my boys with me.
Washing machine repairman can't come out until 4 January :-(.
Working in London today. Had the entire train carriage to myself for the first couple of stops.

Today I will

Check banking
Take washing to a friend tonight who is kindly letting me use her machine.
Lunch on expenses
Do Christmas food shop at Aldi, then only get the last few bits at Sainsburys
Charged phones on train
Coffee/water at work

Have a great day everyone

Aria`s_Tail

Hi everyone.
Happy Belated birthday Woofer.
At work today on a quick break. Today is my last official day at my main job, am going on to bank though so will be back in on Tuesday.:p
Have picked up an overnighter on my bank job tonight so will finish one job at 9.30pm and go straight to next one! after that off till Tuesday.
Todays list:
NSD.
Washing machine is on, will hopefully be finished by my lunch break and I can get it hung on airer.
Meals from house stores.
Take my sewing project to work tonight rather than the laptop so i'm not tempted to spend anything.
Have made 15p on Onepoll this morning, will check again later.
Will car share for a few calls tonight, my partners turn to drive.

Gonna go straight from work at 9am in the morning to Mr A to do mine and my Mum's fresh food shopping. cattle prod on charge tonight!.

Got my car insurance renewal through yesterday, nearly died off. Despite another years no claims (now up to 9 years) they have put it up by £70 (and they have put it on an automatic renewal). My 12 year old banger is only worth about £7-800 and they want £550 to insure it. :mad:Think I will be hunting round for a cheaper price in the New Year.

That'll have to do, off back out to work now. Happy Friday everyone.

janey183

Morning all
Finish work in apprx 48 mins;)
Then off to supermarket for some tv munchies and merlot, then I am going home, getting in my crimbo pjs and watching a movie (whilst noshing and drinking!):beer:
And thats me for the rest of the day and I wont be back on here until after the festivities (unless I get a gob on and come home early!)

So have a good crimbo everyone, and thanks for the support over the last (broke) year! :iloveyou:

little_pink_purse

good morning

ive been missing for days

update time
now of for xmas holis
all gift bought
did my studys so all upto date for the new year
all food shop bought


todo today

clean the house from a inch of its life lol
ironing
rubbish out
plant flowers
get gifts ready for drop off

have a great day

xxxxx

Yargo1

hi all

Happy Christmas to you all!

At work today , hopefully finishing at half four.. then off until 3rd Jan.. cant wait.. :-)

Small bonus at work.. so have cleared it off a card.. before i got urge to hit shops... :-( I know it is for the best... but why am i now thinking .. i could have kept a 100 for myself.. oh well...

mummybearx

Afternoon everyone!

Boss bought lunch today :j
Bought myself a few MrA smartprice pizza's, and some sliced salami and pepperoni to go on top for DH, have onions at home to go on mine. cheap dinner tonight lol

Will be wrapping presents tonight, in my tartan fleecy pj's whilst listening to Michael Buble's christmas album! :T

And thats it for today!

x