Credit Card Confusion!

Sierro333

Hello,

I'm wondering if I should combine my 2 credit card balances into one credit card through a 0% balance transfer deal? Or is it better just to keep them separate? They are both 0% til the summer and then I will have to move them both.

Thank you in advance!

mgarl10024

If they are both 0% until the Summer, then why not leave them there? Switching them now would cost you BT fees which you could defer until the Summer.

I guess the only exception to this is if you have stumbled across an amazing deal now which you think wont be around (or something similar) in the Summer.