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Income Protection Advice

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Comments

  • dunstonh
    dunstonh Posts: 118,218 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    misstheo wrote: »
    It doesn't that's why I clicked on the forum discussion link at the bottom of the article which lead me to a Mortgage protection forum linked to the original article. It was there that I read posts from people like yourself mentioning phi as a better option. I had no idea it existed until then. Having just looked at that link to LV posted by ACG and the examples of claims some of them only a few years older than me has made me realise even more how important this type of insurance is!

    Thanks for clarifying everything

    You had the sense and awareness to read on and find out more. So many people do not. I just think it should make reference to PHI in the article.

    The pensions article is quite poor as well. Its old and hasnt been updated and the product that many infer as being the best buy is was withdrawn nearly 4 years ago and replaced with a more expensive version. It has been raised with the board a few times but no updates.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • dtaylor84
    dtaylor84 Posts: 648 Forumite
    Part of the Furniture Combo Breaker
    dunstonh wrote: »
    You are free to disagree.

    You do realise they said they agree with you?
  • dunstonh
    dunstonh Posts: 118,218 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    dtaylor84 wrote: »
    You do realise they said they agree with you?

    OOPS. Sorry to misstheo for misreading it. Edited post to reflect that.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • DHM_2
    DHM_2 Posts: 2 Newbie
    Paymentshield's income shield offers ASU cover against income,most are against mortgage costs......Friends Life offer decent rates on PHI cover
  • albertdesuja
    albertdesuja Posts: 5 Forumite
    edited 6 January 2012 at 6:16AM
    Hi,
    I think, saving money is not easy due to such frequent rise in prices. So, as compared to saving money, investment is better option but a carefull and trustful investment can only give good returns for continuous income.




    thanks.
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