10 months in and 90 left to go ... the reality is starting to kick in :)

taxi73

great news on the selling stuff and the new plans

elantan

So the last of the current books sold have been sent, I have slept ( yay) ok it may have been all of 3 hours but its a start

Darn my new tax numbers £36 a month instead of £160. Oh well it's just gonna take that wee bit longer to become debt free I spose ... The plan isn't going to change I still intend on paying a portion off the debt etc ... Just the amounts

Think that's it for now ... Need to get back into the loop of paying and planning as I've been dealing with other things the last few days and I have to admit I did miss the not knowing exactly what was going on, seeing as I don't know how to do spread sheets my affiction was more pen and paper with scribbles meaning different things .... So time to get back to that

tattycath

elantan wrote: »

So the last of the current books sold have been sent, I have slept ( yay) ok it may have been all of 3 hours but its a start

Darn my new tax numbers £36 a month instead of £160. Oh well it's just gonna take that wee bit longer to become debt free I spose ... The plan isn't going to change I still intend on paying a portion off the debt etc ... Just the amounts

Think that's it for now ... Need to get back into the loop of paying and planning as I've been dealing with other things the last few days and I have to admit I did miss the not knowing exactly what was going on, seeing as I don't know how to do spread sheets my affiction was more pen and paper with scribbles meaning different things .... So time to get back to that

This is what I do. I tried downloading locoblade's spreadsheet-it's all a bit gobbledygook to me.
I do loads of scribbles in notepads... I am getting better at labelling my scribbles now. I used to be able to pick a page and take about half an hour deciphering what all the different figures were for!
I've been doing mad scribblings this morning- I only need to up my income by about £700 a month:rotfl::rotfl::rotfl:in order to achieve what I want to achieve in my diary.
I have read part of your diary but not all-it's long:o You're doing really well :T
I have subscribed-it's motivating and I'm a fellow night owl-for now, need to sort that out asap too.
Sorry, enough of my mad ramblings. Continued good luck. :j:j

taxi73

I can do spreadsheets but still like to use a pen and paper

elantan

tattycath wrote: »

This is what I do. I tried downloading locoblade's spreadsheet-it's all a bit gobbledygook to me.
I do loads of scribbles in notepads... I am getting better at labelling my scribbles now. I used to be able to pick a page and take about half an hour deciphering what all the different figures were for!
I've been doing mad scribblings this morning- I only need to up my income by about £700 a month:rotfl::rotfl::rotfl:in order to achieve what I want to achieve in my diary.
I have read part of your diary but not all-it's long:o You're doing really well :T
I have subscribed-it's motivating and I'm a fellow night owl-for now, need to sort that out asap too.
Sorry, enough of my mad ramblings. Continued good luck. :j:j

Yay another scribbling fan have never done the labelling bit I must admit, I am very often sitting scratching my head trying to figure out my scribbles ... But I think a wee perverse part of me likes that cause then I have to start again lol

Don't blame you for not reading the whole diary I tend to blether some amount of crap lol

So £700 a month eh ... That's a fair wee chunk to find have you came up with any ideas ?

Feel free to ramble away the more the merrier ... And it gives me a break from my rubbish

elantan

taxi73 wrote: »

I can do spreadsheets but still like to use a pen and paper

Yay taxi another fan of pen and paper ... For me it's kinda like reading a book I can get into it more probably because it literally comes from my head to the paper so very little though involved

elantan

Well another book sold, so need to post that away, and also pick up my blind from the shop, have the boss etc visiting today so will need to see how that goes

Wages in / wages out ... Well I'm sure you know how that goes lol

elantan

I keep forgetting to note my Tilly tidies ... Honest I am still doing them, looking forward to my statements lol

Paid 98p today so far

elantan

Have been reading Lois E's diary ( diaries are such a great place to pick up ideas and advice I can't recommend them enough) I noticed that she had started looking at savings accounts ... This is something I have never done before ( as we've never been able to save ) yes I've been vaguely aware if them etc and yes I always took out and isa ( usually was emptied by the end if the financial year)

But reading Lois's diary it made me think about ours ... We have just started saving as you know... But we've had for the last few years an account we put money I to every month to pay for insurance and car repairs etc

Now that we have not been needing to repair our car we have slowly built up a wee bit of money, this got me to thinking .. If we can keep saving the same amount but actually be wiser about saving it ... We could make ( or atleast not loose as much due to inflation) money

It's a whole of finance journey this turning your situation around ... And it's always nice to have a wee bit to fall back on

GreyhoundAngel

elantan wrote: »

Well another book sold, so need to post that away, and also pick up my blind from the shop, have the boss etc visiting today so will need to see how that goes

Wages in / wages out ... Well I'm sure you know how that goes lol

You're doing great with the book sales El, what types of books are they and where are you selling them .... if you don't mind me asking..

Afraid I'm greedy .... I do the scribble thing ... then I do the spready thing .... same with lists .... think I'm at the stage where I've got spreadsheets about spreadsheets ... and lists listing lists :rotfl:

Hope the Bosses, bosses, bosses visit goes well today.

Angel xx