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Refunds to credit cards
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The retailer has a legally binding contract with the merchant service provider that refunds must be refunded to the same card the purchase was made on. if the original card has been replaced due to expiry or lost/stolen card then the retailer should seek authorisation from the MSP to refund to replacement cardThere are no laws or legal regulations that require repayment of a refund through the payment method it happened to be purchased by.0
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