We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

account with citi

i am thinking of opening an account with citi - the only prob is i owe "citi - finacial" some money from few years ago - but i have moved since then and am wondering if they will rty to chase this back up with me ? as im at new address and with new job? i obviously dont want to put old address down as dont want bad credit to follow me - any advice please?
ian001

Comments

  • tom188
    tom188 Posts: 2,330 Forumite
    it is your bad credit, you cannot leave it behind when you move house. to not declare your old addresses where required or make false statements is fraud.

    there are however time limits after which debt can become uneforceable, however if you were to open an account with citi they may be still be allowed the right to offset - ie take money from your current account to pay the finance company you owe.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.8K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.6K Work, Benefits & Business
  • 604.5K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.