get back my excess

lee101_2

Hi all
Some months ago a 14 year old boy ran out in to the road and in to the side of my car causing damage to the side of my car i had to pay the excess and was wondering if there is a way of getting the money back (£400)

sarahg1969

Who was at fault? If the child was at fault, you can pursue him/his parents. If they have home insurance, that might cover them, but if they have nothing, you'd be throwing your good money after bad, trying to recover anything from them. You're unlikely to recover anything in such circumstances, I'm afraid.

chanz4

slow down and you will be able to stop, but like the above im afraid

lee101_2

chanz4 wrote: »

slow down and you will be able to stop, but like the above im afraid

IF you knew the circumstance you would not make a STUPID COMMENT like this

vaio

As the errant child ran into the side of the OP’s car presumably if the OP had been going slower the child could have ended up under the front.

The correct answer is for the OP to speed up, that way (s)he would have been long gone before the child arrived

mikey72

chanz4 wrote: »

slow down and you will be able to stop, but like the above im afraid

He didn't need to stop, the kid was able to hit a moving car.
He needs to go faster, and make it more difficult.

InsideInsurance

Do you have Legal Expenses/ Protection on your car insurance? If you do they should be advising you on pursuing the other party for recovery of the excess if your insurers feel there is a reasonable chance of success. The likelihood is that it will be decided not to pursue a minor thats had a collision with a moving vehicle on a public road