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To bid or not to bid...
Comments
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Yes, they'll tell you no. No one in their right mind would ever accept a lower offer than a cash one already on the table!Everything that is supposed to be in heaven is already here on earth.
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So would you offer the asking price or just say 1k more?0
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As you have a mortgage, I'd go with asking price to try and shift attention from the fact the other buyer is cash.
Also, as you have the SDLT bracket there, I'd go for £125,000 bang on the nose as if they want to offer more than you they will HAVE to pay the extra £1250 in stamp duty as well. Don't set yourself up for them doing that to you instead.Everything that is supposed to be in heaven is already here on earth.
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Ooohhhh this is the most stressful thing in the world.
I have a mortgage promise kinda thing... i.e. My mortgage / financial advisor says I'll have no probs getting a 125ish mortgage on my salary (50k but contractor)
I'm guessing that this will be around 700 a month... am i right or way off?0 -
http://mortgages.charcolonline.co.uk/mortgages/calculator/costcalculator.aspx?linkfrom=yahoo
About that, yes!
You need to pull together proof of deposit and a mortgage DIP right now! They WILL ask for it.Everything that is supposed to be in heaven is already here on earth.
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Just phoned with an offer of 125k....
and YES, I'm wetting myself...
I think having a baby would be less stressful.0 -
Fingers crossed.
Mortgage companies are often slower to respond than equally nervous vendors, but here's hoping!Everything that is supposed to be in heaven is already here on earth.
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Haha, well good luck! My fingers are crossed for you
:xmastree: :snow_laug Christmas Nutter :snow_laug:xmastree:0 -
They are not accepting any more offers till it appears in the paper on Thursday.
And I need the mortgage promise on paper. So have instructed my FI to get one!
We will reconvene on Thurs!0 -
what paper would it be in? im on doin the same as you. but at the mo we are the higher biddersavings for 2012.. New year new me.. Going to save save save... and not spend spend spend. :rotfl:
WANT £7000 BY JAN 2012.
Jan -£80
Feb -
March-0
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