JSA claim after redundancy

nfd

Can anybody in the know out there PLEASE help me. I was made redundant in September, my notice period ended mid November. I have a private income protection insurance policy which I have not claimed to date but am about to.

My question is: Am I entitled to Contribution based JSA for 6 months in addition to the income from my private insurance policy. I cannot get ANY sense out of Jobcentreplus who seem to give me more questions than answers! All the websites I have read state that 'you are entitled to contirbution based jsa if you have paid enough NIC's (which I have); you can only claim contribution based jsa for yourself (I am single and live alone); your right to claim contribution based jsa is not affected by any savings you have (I currently only have a few hunderd pounds); to get contribution based jsa it does not matter how much money you have in savings but if you have part time earnings or an occupational or personal pension this may affect how much contribution based jsa you are entitled to! DOES MY PRIVATE INCOME PROTECTION INSURANCE POLICY QUALIFY AS A 'OCCUPATIONAL OR PERSONAL PENSION'?

HELP, please somebody!!!

getmore4less

What does it say on the claim forms/help notes what income you have to declare.

When did you get terminated(that is when you are redundant and no longer work for the company) you claim JSA from day one there is no waiting time.

Purple_kitten

We are also at the moment going through the pain of the JSA paperwork, and it is very painful I'm afraid, best you can do is give them a call I have found them helpful on the phone.

I didn't know there was not a waiting time, I thought a long while ago you had to wait 6 weeks and that is what we did, silly us!

Good luck

anamenottaken

Your insurance benefits are not a pension. They will stop when you get another job.

The pensions they are referring to are those which may be paid before state retirement age and either arise from your occupational (ie when with an employer) pension or personal pension (ie arranged separately from your employer).