Whats the best mortgage this week?

RuleTheWorld

Deffo going full speed ahead with the HSBC tracker. They are waiving their fees until January 22nd...new products launched today for a tv ad campaign between Christmas and New Year. No fees entry or exit, no tie in to a bank account.

Will be happy on this 2.99% no fee for a whiley and look for a long-term fixed deal next year potentially.

RuleTheWorld

pinkteapot wrote: »

HSBC Lifetime Tracker (no tie-in period, unlimited overpayments from the start). Max LTV 80%.

Rate BOE Base Rate + 2.49% for life of mortgage (currently 2.99%).

Fee £599 (less if you are an Advance or Premier customer).

There's one for starters... But obviously you'd need to use their calculator to check whether they'll lend you as much as you want on your salaries.

If you're looking at variable rates, double-check how the rate is calculated. Most trackers track the BOE base rate but a few years ago some lenders were tracking LIBOR instead. Discount mortgages are usually at a discount to the bank's SVR, which may not track base rate movements.

Confirmed going with this mortgage, thanks very much for tip off

Ali_Hussain_3

Hi

I am a journalist for the Sunday Times and I am working on a story for this Sunday (05/05/2013) about comparison sites potentially misleading users by not highlighting the top deals.

I am trying to illustrate the piece with a case study of someone who has lost out by relying on one comparison site to highlight the top rates only to find they could get a better deal from another comparison site, or by going direct to a provider.

It would involve a picture and a short chat with me on the phone.

Do feel free to email me on ali.hussain@sunday-times.co.uk, or call me direct on 0207 782 5216.

Thanks
Ali Hussain

kingstreet

You don't actually think "comparison sites" offer independent mortgage advice do you, Ali?

Morgage_Confused

This is ok though isnt it?

https://compare.moneyadviceservice.org.uk/mortgages/Step1

And this

http://www.money.co.uk/mortgages.htm

Are there any other top mortgages available that arnt covered by these comparison sites?

kingstreet

Silly me.

I should have said "commercially-funded comparison sites where the site owner is remunerated by the firms whose products are listed and the products of those who don't pay, aren't."

Thrugelmir

Ali_Hussain wrote: »

Hi

I am a journalist for the Sunday Times and I am working on a story for this Sunday (05/05/2013) about comparison sites potentially misleading users by not highlighting the top deals.


Thanks
Ali Hussain

Look forward to reading it. Quality of the Money section isn't what it used to be.

tunnel

Strangely enough tonight I was looking at BTL mortgages and i'm guessing money.co.uk are getting paid nicely by aldermore as the first 31 entries are aldermore. funny heh

bigadaj

What you need is a comparison site for comparison sites!

Thrugelmir

tunnel wrote: »

Strangely enough tonight I was looking at BTL mortgages and i'm guessing money.co.uk are getting paid nicely by aldermore as the first 31 entries are aldermore. funny heh

First letter of the alphabet......... A

Wouldn't be so easy to find otherwise.