Identity theft question

wealdroam

unholyangel wrote: »

You could check with royal mail to see if someone has set up any kind of forwarding system but i cant think of any that wouldnt affect your mail too (unless its possible to just forward mail for one person? could explain the surname being same but first name different).

No need to check with RM... their mail redirection service can be per individual.

However, even if some one did manage to produce enough identification to RM, it is my experience that RM send an unredirected letter to the old address to make the person aware of the redirection, just in case the request is mischievous.

unholyangel

wealdroam wrote: »

No need to check with RM... their mail redirection service can be per individual.

However, even if some one did manage to produce enough identification to RM, it is my experience that RM send an unredirected letter to the old address to make the person aware of the redirection, just in case the request is mischievous.

No harm checking to be on the safe side though Although its improbable, it doesnt make it impossible.

Michael36

I checked with RM and there is no mail re-direction registered at my address.

As I only have a name of the alleged credit card holder (same surname as me) and as I do not have the name of the credit card company, I cannot progress with that one.

Exmployer X has withdrawn the job offer.

The other possibility that is looking ever more likely is that the security checking company simply got it wrong and confused me with somebody else. They and company X didn't validate the data properly.

bod1467

Does this other person with the same surname have the same initial for their first name?

Albert Person
Alfred Person

They are both A. Person.

Michael36

Surname is spelt exactly the same of course but the first name doesn't have the same initial as anybody else in the house

First name doesn't even sound similar to anybody in the house (e.g. it's not a case of Saul being confused with Paul)

Michael36

Hello All,

For those of you still interested....

Company X eventually complied with my data access request (on the very last day of the statutory limit) and all is clean and correct except for one document that appears to show that somebody else lives at my address and that they also have a credit card. This person, assuming they exist, may well have a credit card but they don't live in my house, and I don't get any post for them either. In other words, I haven't got any further and their reasons for not employing me have got thinner.
Looks like I'll be seeing a lawyer soon.

fluffnutter

Michael36 wrote: »

Hello All,

For those of you still interested....

Company X eventually complied with my data access request (on the very last day of the statutory limit) and all is clean and correct except for one document that appears to show that somebody else lives at my address and that they also have a credit card. This person, assuming they exist, may well have a credit card but they don't live in my house, and I don't get any post for them either. In other words, I haven't got any further and their reasons for not employing me have got thinner.
Looks like I'll be seeing a lawyer soon.

Has the company actually said 'We're not employing you because of this blip on your credit file'? If that were the only reason and they loved you at interview, they'll probably be as keen as you are to overlook this clearly spurious entry. I appreciate I don't know the full facts but I doubt this is the only reason they've rejected you.

TBH, they can turn you down for any reason they like, provided it's not due to discriminatory reasons, e.g. your gender, race etc.

You'll have no legal redress against the company you're trying to find work with. In terms of this entry on the credit file, then, yes, you're within your rights to ask for it to be removed. These agencies have a duty to ensure that information held is accurate. Getting them to comply, however...

Are you sure you want to spend money on a solicitor? Make sure you've exhausted all channels yourself first.

Michael36

Thanks for the quick reply.

Yes, they have said we are not employing you because of a problem with somebody else's credit file. They have yet to conform in writing. The job I was going to do still needs doing and the people who interviewed rate me highly. I don't know the full facts either but I assume that I have lost out to some internal politics.

How do I know that they aren't turning me down due to race etc. ? I have tried everything I can think of and I know that the legal option will probably not be cheap.

wealdroam

Michael36 wrote: »

Thanks for the quick reply.

Yes, they have said we are not employing you because of a problem with somebody else's credit file. They have yet to conform in writing. The job I was going to do still needs doing and the people who interviewed rate me highly. I don't know the full facts either but I assume that I have lost out to some internal politics.

How do I know that they aren't turning me down due to race etc. ? I have tried everything I can think of and I know that the legal option will probably not be cheap.

So what are you going to do?
Sue your prospective employers for wrongful [STRIKE]dismissal[/STRIKE] non-employment?

Once you have forced them to employ you, it will be a good working environment won't it?