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Why can't I get a quote online?

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Hi,

A couple of years ago i had to claim for a smashed windscreen. Although its technically not a claim, it's very hard to get an online quote because of this because you have to declare it. Any advice?

Thank you

Comments

  • It is technically a claim just one that doesnt normally impact your NCD.

    I dont know of any site where adding a glass claim prevents you from getting a quote. Which insurers/ sites are you having issues with?
  • dunstonh
    dunstonh Posts: 119,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Although its technically not a claim,

    it is a claim. even a stone chip repair is a claim.

    It is unlikely to result in a refusal to offer terms unless it is on top of a number of other issues you have.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    lovemilk wrote: »
    Hi,

    A couple of years ago i had to claim for a smashed windscreen. Although its technically not a claim, it's very hard to get an online quote because of this because you have to declare it. Any advice?

    Thank you

    Strange. I had a glass a couple of years ago and one of the main aggregator sites produced 73 quotes for me.
  • What I mean is that, I didn't know how to deal with it online. You get asked it if you have had a claim and you have to say yes. Even though its doesn't affect your ncd. How do you deal with it online?
  • You say yes and then later on it will ask you for the details of the claim and you select the appropriate option, normally something like Glass or Windscreen (Confused.com gives you the option called Windscreen Glass which is what you'd select)
  • dunstonh
    dunstonh Posts: 119,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You give your NCD and you state you had a claim. There is usually an option in the claim type that states windscreen or glass and you select that.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Thank you, I'll see how i go with that
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