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Letting out property without CTL -lenders catching up

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  • Yorkie1
    Yorkie1 Posts: 12,258 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Edited to say: As it is the housing board, the propsed changes to SMI (Support for Mortgage Interest) looks intesting too. It seems the governmnet are considering putting a charge on the house for those that claim SMI, so the the taxpayer can get their money back when the house is sold. I was amazed to read on the benefits board, how many years some people have been claiming SMI:eek:

    I confess to knowing very little about the details of the proposed welfare changes. However, I wonder what will happen if the law does permit the Govt to put a charge on a house for the total SMI paid out, and the house at sale fails to realise sufficient equity to repay this charge.

    Can you see the Govt just allowing the money to be written-off? No, neither can I.
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