Get your own back - Charge your bank over one googol % interest

jamesd

So do it with units of £500 or £100. It'll take a few more minutes. Or have another account with a savings balance available to clear the overdraft if something goes wrong.

Biggles

noh wrote: »

Just tried £10 from Lloyds Vantage to Halifax current account.
It was transferred immediately, showed in the available balance of the HFX account immediately and I was able to move it elsewhere without delay.
All in less than 2 minutes.
Lloyds to HFX goes as an internal transfer (TFR) rather than FP

It might be diferent with £1,000? Or with different sort codes? Or from the Classic Plus a/c?

I'm sure it was available instantly with the 'old' Halifax system, even though the incoming then showed as FPI rather than TFR.

Mikeyorks

Biggles wrote: »

It shows on the statement immediately but can't then be moved, even internally, until it shows as 'available funds' an hour or two later.

Very odd. On the monthly occasions I move money from a Vantage account to Halifax ..... I've never noticed any sort of blip before I can move it to where its intended. And it's usually the £1k I sent from Halifax 2 minutes earlier!

You must have got a sticky Reward account.

The only account I've ever had where cleared funds weren't cleared immediately was ING. Where the cash wasn't 'cleared' for 3 days - despite arriving by BACS or DD.

iAMaLONDONER

brightonman123 wrote: »

and while they give you £60 or whatever per year.. they charge borrowers ££??

The bank is a business so needs to make it's money somehow lol!

anoncol

iAMaLONDONER wrote: »

The bank is a business so needs to make it's money somehow lol!

are you after getting banned?

Gromitt

anoncol wrote: »

are you after getting banned?

Ever think that whilst people reply to such posts, they'll keep on doing it?

So if we ignore the posts, maybe they'll stop doing it?

AlwaysLearnin

Plus, with no further responses you'll see his name as the last poster on the thread, making it easily ignored...

Money-Saving-King

1Amigo wrote: »

Then give yourself a pat on the back as you've charged the bank over 10000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000% APR

Nope you're wrong! You haven't charged the bank, they offered you!