Money Programme BBC2 9pm

JulieGeorgiana

I thought the average family in the UK with two working adults lived on £40k gross not net!

We only have 1 adult working... and we are on £20k (net... to compare like for like with the programme) and still 'manage to save'

This programme is interesting, but it irritates me how so many of them have no idea of the value of money.

I've not watched it all yet, but so far I like the train driver who has 'pots' for everything... i don't have as much money... and have less 'pots' but I do the same thing for expenses I know i can predict...! I like how they have more money but still live sensibly.

oldtractor

Our income is half that of these people. Same as JulieGeorgiana. We manage to save a bit,have to,for repairs and renewals. We dont have pensions though. I love the pots idea,I do that as well.

[Deleted User]

I did the pots thing almost all my married life (41 years) and it has been a good thing for us, enabling us to see the children through uni and beyond and also for us to get some savings behind us. Now 63 and 64 and looking back, it was just about one of the best things I ever did and has helped us to be comfortable in our retirement. We aren`t glossy or flashy and I don`t get my nails done and we don`t eat out by choice but we are warm and have some nice furniture and a good washing machine all to see us through old age. The foundation was laid curtesy of the pots

I liked last night`s programme and it was pretty obvious that debt had been the bad one in some of their lives but I liked the way most were striving ahead. I felt so much for the couple with the unexpected triplets, such a lot of hard work ahead for them and so much pride in getting into work albeit of a menial nature.

Bella56

I found this programme really inspiring. As in, inspiring me to be more like some of the people, and less like others.... The parents with triplets were so amazing, and I could have cried when they said they were already saving for their children's futures despite being hard up. The money pots man's organisation skills were incredibly and SURELY he is one of us? :cool:

VfM4meplse

I caught up with this on the iplayer earlier and it was an eye-opener. I really felt for the couple with the triplets and disabled son, and admire their resourcefulness.

roddydogs wrote: »

Train Driver thicko gets £47,000, Teacher gets £21,000, just shows the priorites we have.

The train driver deliberately presented himself as being very average at the start of the show, but further on in the programme showed a real intelligence about managing his money. He also recognised how his health setback influenced his money mindset.

Bella56 wrote: »

The money pots man's organisation skills were incredibly and SURELY he is one of us? :cool:

W/o doubt....I think we need to start a forum campaign to "out" him .

gailey_2

I really enjoyed the programme.

would have been interesting to have working couple with young kids and childcare costs.

Hubby was laughing at me go on about all the convieniance food in the bristol couples fridge all from tesco! think we used to be like that pre kids.

cant remember last time i did impulse purchase?
go shopping for me clothes once a year new
rest of time its carboots,charity and ebay.

the couple with triplets impressed me as they saving which is good thing.

I need to start up pots next year and not touch them!

SailorSam

doire wrote: »

The programme said she looked after the family home but then the interviewer asked her if she liked cooking and she said no but cooks around 4 times a week (i think she was adding on a couple of days).
What kind of person who looks after the family home doesn't cook?

Aahh be fair to her, it'e probably her job to go to the chippy each day.

mildred1978

I'm still watching, but finding it pretty interesting.

Until July, OH and I were bringing in £80k net, with 1 small child. I couldn't have told you where all our money went, but it certainly wasn't on holidays or ready meals. I took redundancy, and while we still have around £4.5k per month coming in, we still have to be a bit careful with money. I might see if I can make the budget work for £3.5k per month.

curlytop12

chewmylegoff wrote: »

newly qualified teacher, salary = £21,000. eurostar driver annual salary = £47,000.

how do you get £40,000 by adding these two numbers together, please?

its an average of £40,000 NET income,not gross!

JulieGeorgiana

mildred1978 wrote: »

I'm still watching, but finding it pretty interesting.

Until July, OH and I were bringing in £80k net, with 1 small child. I couldn't have told you where all our money went, but it certainly wasn't on holidays or ready meals. I took redundancy, and while we still have around £4.5k per month coming in, we still have to be a bit careful with money. I might see if I can make the budget work for £3.5k per month.

That sounds sensible, and you are very lucky, many people on here have much less.

Could you imagine having to cope with 2 adults, 1 child(9) and a baby on £1.7k per month?

It's what I do on a monthly basis (and we have 4 pets too!)