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Direct debit - natwest

Hi, I recently changed banks from Natwest to lloyds. Checked Natwest online banking today & a direct debit has come out which I stupidly forgot to cancel!! There were not enough funds in account to cover but appears to have gone through just today.

Does anyone know if the bank is likely to honuor direct debit & charge me. Or is it likely to be reversed? Has anyone had a DD with Natwest & had similar situation as myself, if so, what happened? Many thanks for reading.

Comments

  • Mupette
    Mupette Posts: 4,599 Forumite
    if you call them now they may be able to stop and reclaim,

    but usually they can do this if it is before a certain time of day so you might of missed it.

    give them a call at least.

    I sure as stclair works for them they will tell you what they will and won't do.
    GNU
    Terry Pratchett
    ((((Ripples))))
  • stclair
    stclair Posts: 6,855 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you call telephone banking tell them you would like to cancel the DD and recall the payment. Normally the cut of time for reversals is 15.30. However they will be able to claim the money back under the DDI scheme.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
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